Coastal Financial Balance Sheet Health
Financial Health criteria checks 6/6
Coastal Financial has total assets of $4.1B and total equity of $331.9M. Total deposits are $3.6B, and total loans are $3.2B. It earns a Net Interest Margin of 7.1%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are $484.0M.
Key information
12.2x
Asset to equity ratio
7.1%
Net interest margin
| Total deposits | US$3.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$484.03m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1VD's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: 1VD has a sufficient allowance for bad loans (257%).
Low Risk Liabilities: 97% of 1VD's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1VD has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: 1VD's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: 1VD has an appropriate level of bad loans (1.9%).