1S4 Stock Overview
Provides financial services to individuals, families, small and mid-size businesses, and municipalities. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for 1S4 from our risk checks.
Community vs My Fair Value
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HarborOne Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.90 |
| 52 Week High | US$12.60 |
| 52 Week Low | US$7.90 |
| Beta | 0.62 |
| 1 Month Change | 11.24% |
| 3 Month Change | -1.98% |
| 1 Year Change | 1.54% |
| 3 Year Change | -23.85% |
| 5 Year Change | 37.50% |
| Change since IPO | 10.89% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1S4 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.6% | 1.6% | 2.6% |
| 1Y | 1.5% | 27.5% | 14.9% |
Return vs Industry: 1S4 underperformed the German Banks industry which returned 27.5% over the past year.
Return vs Market: 1S4 underperformed the German Market which returned 14.9% over the past year.
Price Volatility
| 1S4 volatility | |
|---|---|
| 1S4 Average Weekly Movement | 7.5% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in DE Market | 12.7% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 1S4 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 1S4's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1917 | 516 | Joe Casey | www.harboronebancorp.com |
HarborOne Bancorp, Inc. provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. It offers deposit products that include checking, NOW, money market, savings, and sweep accounts, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial and Industrial, commercial construction, residential mortgages, home equity, and auto loans and personal lines of credit.
HarborOne Bancorp, Inc. Fundamentals Summary
| 1S4 fundamental statistics | |
|---|---|
| Market cap | €443.22m |
| Earnings (TTM) | €22.65m |
| Revenue (TTM) | €143.98m |
19.6x
P/E Ratio0.9x
P/B RatioIs 1S4 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1S4 income statement (TTM) | |
|---|---|
| Revenue | US$162.78m |
| Cost of Revenue | US$0 |
| Gross Profit | US$162.78m |
| Other Expenses | US$137.17m |
| Earnings | US$25.61m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.59 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.73% |
| Debt/Equity Ratio | 69.4% |
How did 1S4 perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield53%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/04 23:42 |
| End of Day Share Price | 2025/05/02 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HarborOne Bancorp, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | D.A. Davidson & Co. |
| Jacob Civiello | Janney Montgomery Scott LLC |
| Mark Fitzgibbon | Piper Sandler Companies |