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1IU logo

Preferred Bank DB:1IU Stock Report

Last Price

€81.50

Market Cap

€1.1b

7D

-6.9%

1Y

19.0%

Updated

23 Dec, 2024

Data

Company Financials +

1IU Stock Overview

Provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. More details

1IU fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

Preferred Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Preferred Bank
Historical stock prices
Current Share PriceUS$81.50
52 Week HighUS$94.00
52 Week LowUS$62.50
Beta0.95
1 Month Change-10.44%
3 Month Change14.79%
1 Year Change18.98%
3 Year Change31.45%
5 Year Change53.77%
Change since IPO56.19%

Recent News & Updates

Recent updates

Shareholder Returns

1IUDE BanksDE Market
7D-6.9%-2.0%-2.0%
1Y19.0%19.1%6.9%

Return vs Industry: 1IU matched the German Banks industry which returned 19.1% over the past year.

Return vs Market: 1IU exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 1IU's price volatile compared to industry and market?
1IU volatility
1IU Average Weekly Movement5.8%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 1IU has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 1IU's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1991300Li Yuwww.preferredbank.com

Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans.

Preferred Bank Fundamentals Summary

How do Preferred Bank's earnings and revenue compare to its market cap?
1IU fundamental statistics
Market cap€1.09b
Earnings (TTM)€130.61m
Revenue (TTM)€249.56m

8.4x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1IU income statement (TTM)
RevenueUS$260.39m
Cost of RevenueUS$0
Gross ProfitUS$260.39m
Other ExpensesUS$124.11m
EarningsUS$136.28m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)10.27
Gross Margin100.00%
Net Profit Margin52.34%
Debt/Equity Ratio19.8%

How did 1IU perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

28%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 10:48
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Preferred Bank is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossB. Riley Securities, Inc.
null nullD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.