1IU Stock Overview
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Preferred Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$71.00 |
| 52 Week High | US$73.00 |
| 52 Week Low | US$39.00 |
| Beta | 1.02 |
| 1 Month Change | 4.41% |
| 3 Month Change | 6.77% |
| 1 Year Change | 65.89% |
| 3 Year Change | 30.28% |
| 5 Year Change | 62.90% |
| Change since IPO | 36.07% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1IU | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 5.2% | 3.2% | 1.7% |
| 1Y | 65.9% | 28.5% | 2.3% |
Return vs Industry: 1IU exceeded the German Banks industry which returned 28.5% over the past year.
Return vs Market: 1IU exceeded the German Market which returned 2.3% over the past year.
Price Volatility
| 1IU volatility | |
|---|---|
| 1IU Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.1% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 1IU has not had significant price volatility in the past 3 months.
Volatility Over Time: 1IU's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 299 | Li Yu | www.preferredbank.com |
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; and commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and SBA loans.
Preferred Bank Fundamentals Summary
| 1IU fundamental statistics | |
|---|---|
| Market cap | €961.60m |
| Earnings (TTM) | €135.81m |
| Revenue (TTM) | €262.87m |
7.1x
P/E Ratio1.5x
P/B RatioIs 1IU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1IU income statement (TTM) | |
|---|---|
| Revenue | US$281.50m |
| Cost of Revenue | US$0 |
| Gross Profit | US$281.50m |
| Other Expenses | US$136.07m |
| Earnings | US$145.43m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 10.86 |
| Gross Margin | 100.00% |
| Net Profit Margin | 51.66% |
| Debt/Equity Ratio | 21.2% |
How did 1IU perform over the long term?
See historical performance and comparison