Preferred Bank (1IU) Stock Overview
Provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for 1IU from our risk checks.
1IU Community Fair Values
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Preferred Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$80.00 |
| 52 Week High | US$87.00 |
| 52 Week Low | US$68.00 |
| Beta | 0.57 |
| 1 Month Change | 2.56% |
| 3 Month Change | 8.84% |
| 1 Year Change | 11.11% |
| 3 Year Change | 90.48% |
| 5 Year Change | 44.14% |
| Change since IPO | 53.32% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1IU | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.3% | 1.2% | 0.06% |
| 1Y | 11.1% | 36.9% | 1.0% |
Return vs Industry: 1IU underperformed the German Banks industry which returned 36.9% over the past year.
Return vs Market: 1IU exceeded the German Market which returned 1% over the past year.
Price Volatility
| 1IU volatility | |
|---|---|
| 1IU Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 4.1% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in DE Market | 12.3% |
| 10% least volatile stocks in DE Market | 2.6% |
Stable Share Price: 1IU has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 1IU's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 324 | Li Yu | www.preferredbank.com |
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing.
Preferred Bank Fundamentals Summary
| 1IU fundamental statistics | |
|---|---|
| Market cap | €964.69m |
| Earnings (TTM) | €114.98m |
| Revenue (TTM) | €241.83m |
Is 1IU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1IU income statement (TTM) | |
|---|---|
| Revenue | US$283.40m |
| Cost of Revenue | US$0 |
| Gross Profit | US$283.40m |
| Other Expenses | US$148.65m |
| Earnings | US$134.75m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 11.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 47.55% |
| Debt/Equity Ratio | 45.3% |
How did 1IU perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 22:08 |
| End of Day Share Price | 2026/04/30 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Preferred Bank is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |