Bank Millennium Past Earnings Performance

Past criteria checks 1/6

Bank Millennium's earnings have been declining at an average annual rate of -1.1%, while the Banks industry saw earnings growing at 17.2% annually. Revenues have been growing at an average rate of 17.6% per year. Bank Millennium's return on equity is 8.7%, and it has net margins of 10.9%.

Key information

-1.1%

Earnings growth rate

-1.1%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate17.6%
Return on equity8.7%
Net Margin10.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Millennium makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:1HN Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,0646622,0900
30 Jun 246,0205752,0340
31 Mar 246,2024521,9770
31 Dec 236,7445761,9010
30 Sep 236,6927101,8440
30 Jun 235,012-3941,7920
31 Mar 234,778-6402,0420
31 Dec 223,879-1,0152,0090
30 Sep 223,212-1,7981,9120
30 Jun 224,071-1,1081,8750
31 Mar 223,651-1,1681,5560
31 Dec 213,358-1,3571,4980
30 Sep 213,419-9321,5970
30 Jun 213,387-5611,5990
31 Mar 213,227-3071,6130
31 Dec 203,214231,6730
30 Sep 203,1871591,7470
30 Jun 203,3022991,8080
31 Mar 203,2784191,7110
31 Dec 193,1275611,5350
30 Sep 192,9087461,3360
30 Jun 192,6757461,1850
31 Mar 192,5927651,1910
31 Dec 182,5467611,2180
30 Sep 182,4547281,2090
30 Jun 182,4207151,1840
31 Mar 182,3946961,1750
31 Dec 172,3416811,1600
30 Sep 172,3116331,1630
30 Jun 172,2415841,1500
31 Mar 172,4387051,1380
31 Dec 162,3897011,0950
30 Sep 162,3456231,6710
30 Jun 162,2986501,4640
31 Mar 162,0125211,2610
31 Dec 151,9885471,0600
30 Sep 151,9786512780
30 Jun 152,0076592860
31 Mar 152,0166572970
31 Dec 142,0346513010
30 Sep 142,0316362980
30 Jun 141,968602-1010
31 Mar 141,908572960
31 Dec 131,8385362880

Quality Earnings: 1HN has a large one-off loss of PLN2.4B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: 1HN's current net profit margins (10.9%) are higher than last year (10.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 1HN's earnings have declined by 1.1% per year over the past 5 years.

Accelerating Growth: 1HN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 1HN had negative earnings growth (-6.7%) over the past year, making it difficult to compare to the Banks industry average (14.3%).


Return on Equity

High ROE: 1HN's Return on Equity (8.7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies