Bank Millennium Balance Sheet Health
Financial Health criteria checks 4/6
Bank Millennium has total assets of PLN135.6B and total equity of PLN7.6B. Total deposits are PLN114.0B, and total loans are PLN74.8B earning a Net Interest Margin of 4.6%. It has insufficient allowance for bad loans, which are currently at 4.7% of total loans. Cash and short-term investments are PLN8.1B.
Key information
17.7x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | zł113.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł8.13b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1HN's Assets to Equity ratio (17.7x) is moderate.
Allowance for Bad Loans: 1HN has a low allowance for bad loans (72%).
Low Risk Liabilities: 89% of 1HN's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1HN has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 1HN's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 1HN has a high level of bad loans (4.7%).