First Guaranty Bancshares Future Growth

Future criteria checks 1/6

First Guaranty Bancshares is forecast to grow earnings at 1.2% per annum. EPS is expected to grow by 0.6% per annum.

Key information

1.2%

Earnings growth rate

0.6%

EPS growth rate

Banks earnings growth	0.3%
Revenue growth rate	n/a
Future return on equity	n/a
Analyst coverage	Low
Last updated	24 Sep 2024

Recent future growth updates

No updates

Recent updates

Earnings and Revenue Growth Forecasts

DB:1GJ - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
9/30/2024	95	10	18	28	N/A
6/30/2024	96	10	6	20	N/A
3/31/2024	89	6	4	20	N/A
12/31/2023	92	7	7	22	N/A
9/30/2023	95	11	3	12	N/A
6/30/2023	101	17	23	28	N/A
3/31/2023	106	22	29	33	N/A
12/31/2022	107	27	34	37	N/A
9/30/2022	110	29	49	51	N/A
6/30/2022	107	29	48	49	N/A
3/31/2022	103	28	28	29	N/A
12/31/2021	98	26	24	27	N/A
9/30/2021	94	25	14	18	N/A
6/30/2021	90	23	9	14	N/A
3/31/2021	86	22	20	25	N/A
12/31/2020	84	20	17	24	N/A
9/30/2020	79	18	14	22	N/A
6/30/2020	74	17	13	23	N/A
3/31/2020	69	15	15	26	N/A
12/31/2019	65	14	17	29	N/A
9/30/2019	61	13	18	28	N/A
6/30/2019	61	12	18	26	N/A
3/31/2019	61	14	20	26	N/A
12/31/2018	61	14	23	27	N/A
9/30/2018	62	14	19	24	N/A
6/30/2018	61	14	N/A	23	N/A
3/31/2018	58	12	N/A	17	N/A
12/31/2017	58	12	N/A	12	N/A
9/30/2017	55	12	N/A	14	N/A
6/30/2017	54	13	N/A	15	N/A
3/31/2017	55	14	N/A	17	N/A
12/31/2016	54	14	N/A	22	N/A
9/30/2016	54	14	N/A	24	N/A
6/30/2016	54	15	N/A	20	N/A
3/31/2016	52	14	N/A	19	N/A
12/31/2015	53	14	N/A	17	N/A
9/30/2015	52	14	N/A	13	N/A
6/30/2015	51	13	N/A	16	N/A
3/31/2015	49	11	N/A	16	N/A
12/31/2014	48	11	N/A	17	N/A
9/30/2014	48	11	N/A	18	N/A
6/30/2014	47	10	N/A	16	N/A
3/31/2014	46	9	N/A	19	N/A
12/31/2013	45	8	N/A	17	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: 1GJ's forecast earnings growth (1.2% per year) is above the savings rate (1%).

Earnings vs Market: 1GJ's earnings (1.2% per year) are forecast to grow slower than the German market (21% per year).

High Growth Earnings: 1GJ's earnings are forecast to grow, but not significantly.

Revenue vs Market: Insufficient data to determine if 1GJ's revenue is forecast to grow faster than the German market.

High Growth Revenue: Insufficient data to determine if 1GJ's revenue is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if 1GJ's Return on Equity is forecast to be high in 3 years time

First Guaranty Bancshares Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Recent updates

Third quarter 2024 earnings released: EPS: US$0.11 (vs US$0.10 in 3Q 2023)

Upcoming dividend of US$0.08 per share

Second quarter dividend of US$0.08 announced

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on September 30, 2024

First Guaranty Bancshares, Inc. Announces Charge-Offs for the Second Quarter Ended June 30, 2024

First Guaranty Bancshares, Inc. Announces Charge-Offs for the Second Quarter Ended June 30, 2024

Second quarter 2024 earnings released: EPS: US$0.53 (vs US$0.19 in 2Q 2023)

First Guaranty Bancshares, Inc. Announces Charge-Offs for the Second Quarter of 2024

First quarter dividend of US$0.16 announced

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on June 28, 2024

First Guaranty Bancshares, Inc. and First Guaranty Bank Announces Chief Executive Officer Changes

First Guaranty Bancshares, Inc. and First Guaranty Bank Announces Chief Executive Officer Changes

New minor risk - Share price stability

First quarter 2024 earnings released: EPS: US$0.14 (vs US$0.27 in 1Q 2023)

First Guaranty Bancshares, Inc., Annual General Meeting, May 16, 2024

Full year 2023 earnings released: EPS: US$0.62 (vs US$2.48 in FY 2022)

Upcoming dividend of US$0.16 per share

Fourth quarter dividend of US$0.16 announced

Full year 2023 earnings released: EPS: US$0.62 (vs US$2.48 in FY 2022)

Investor sentiment improves as stock rises 17%

Upcoming dividend of US$0.16 per share at 6.0% yield

First Guaranty Bancshares, Inc. Declares a Quarterly Cash Dividend, Payable on December 29, 2023

Third quarter 2023 earnings released: EPS: US$0.10 (vs US$0.70 in 3Q 2022)

Upcoming dividend of US$0.16 per share at 5.7% yield

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on September 29, 2023

New minor risk - Profit margin trend

Second quarter 2023 earnings released: EPS: US$0.19 (vs US$0.70 in 2Q 2022)

New major risk - Share price stability

Investor sentiment deteriorates as stock falls 17%

First Guaranty Bancshares, Inc.(NasdaqGM:FGBI) dropped from Russell Small Cap Comp Growth Index

Upcoming dividend of US$0.16 per share at 4.9% yield

Investor sentiment improves as stock rises 16%

First Guaranty Bancshares, Inc. announced that it has received $10.000004 million in funding

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on June 30, 2023

Investor sentiment deteriorates as stock falls 20%

Full year 2022 earnings released: EPS: US$2.48 (vs US$2.42 in FY 2021)

Upcoming dividend of US$0.16 per share at 4.1% yield

Investor sentiment deteriorates as stock falls 17%

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2023

Full year 2022 earnings released: EPS: US$2.48 (vs US$2.42 in FY 2021)

Upcoming dividend of US$0.16 per share

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022

Independent Chairman of the Board recently sold €182k worth of stock

High number of new directors

Third quarter 2022 earnings released: EPS: US$0.70 (vs US$0.67 in 3Q 2021)

First Guaranty Bancshares, Inc. Elects Vanessa R. Drew to the Board of Directors

Upcoming dividend of US$0.16 per share

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on September 30, 2022

Second quarter 2022 earnings released: EPS: US$0.70 (vs US$0.58 in 2Q 2021)

Upcoming dividend of US$0.16 per share

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Expected to Be Paid on June 30, 2022

First quarter 2022 earnings released: EPS: US$0.65 (vs US$0.47 in 1Q 2021)

Insufficient new directors

First Guaranty Bancshares, Inc., Annual General Meeting, May 19, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.16 per share

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on March 31, 2022

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of US$0.16 per share

Third quarter 2021 earnings released: EPS US$0.74 (vs US$0.53 in 3Q 2020)

Upcoming dividend of US$0.16 per share

Second quarter 2021 earnings released: EPS US$0.64 (vs US$0.53 in 2Q 2020)

First Guaranty Bancshares, Inc.(NasdaqGM:FGBI) dropped from Russell 2000 Defensive Index

Independent Director recently bought €66k worth of stock

Upcoming dividend of US$0.16 per share

Independent Director recently bought €58k worth of stock

Independent Director recently bought €68k worth of stock

First Guaranty Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on June 30, 2021

First quarter 2021 earnings released: EPS US$0.52 (vs US$0.39 in 1Q 2020)

First quarter 2021 earnings released: EPS US$0.52 (vs US$0.39 in 1Q 2020)

Full year 2020 earnings released: EPS US$2.09 (vs US$1.47 in FY 2019)

New 90-day high: €16.30

Upcoming Dividend of US$0.16 Per Share

Investor sentiment improved over the past week

Full year 2020 earnings released: EPS US$2.09 (vs US$1.47 in FY 2019)