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Regions Financial Balance Sheet Health
Financial Health criteria checks 6/6
Regions Financial has total assets of $152.2B and total equity of $17.5B. Total deposits are $127.8B, and total loans are $96.8B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $6.8B.
Key information
8.7x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$127.79b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$6.80b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RN7's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: RN7 has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 95% of RN7's liabilities are made up of primarily low risk sources of funding.
Loan Level: RN7 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: RN7's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: RN7 has an appropriate level of bad loans (0.8%).