SpareBank 1 Helgeland Past Earnings Performance
Past criteria checks 2/6
SpareBank 1 Helgeland has been growing earnings at an average annual rate of 21.4%, while the Banks industry saw earnings growing at 14.1% annually. Revenues have been growing at an average rate of 13.6% per year. SpareBank 1 Helgeland's return on equity is 10.1%, and it has net margins of 34.5%.
Key information
21.4%
Earnings growth rate
13.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 13.6% |
| Return on equity | 10.1% |
| Net Margin | 34.5% |
| Next Earnings Update | 15 Aug 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How SpareBank 1 Helgeland makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,084 | 374 | 211 | 0 |
| 31 Dec 23 | 1,083 | 375 | 205 | 0 |
| 30 Sep 23 | 1,111 | 459 | 196 | 0 |
| 30 Jun 23 | 1,055 | 418 | 193 | 0 |
| 31 Mar 23 | 1,001 | 385 | 190 | 0 |
| 31 Dec 22 | 959 | 345 | 190 | 0 |
| 30 Sep 22 | 830 | 225 | 193 | 0 |
| 30 Jun 22 | 765 | 174 | 189 | 0 |
| 31 Mar 22 | 731 | 189 | 185 | 0 |
| 31 Dec 21 | 664 | 149 | 179 | 0 |
| 30 Sep 21 | 815 | 236 | 261 | 0 |
| 30 Jun 21 | 834 | 228 | 222 | 0 |
| 31 Mar 21 | 921 | 303 | 186 | 0 |
| 31 Dec 20 | 872 | 250 | 148 | 0 |
| 30 Sep 20 | 748 | 223 | 45 | 0 |
| 30 Jun 20 | 734 | 241 | 108 | 0 |
| 31 Mar 20 | 638 | 150 | 233 | 0 |
| 31 Dec 19 | 676 | 223 | 233 | 0 |
| 30 Sep 19 | 533 | 128 | 231 | 0 |
| 30 Jun 19 | 511 | 121 | 230 | 0 |
| 31 Mar 19 | 474 | 104 | 163 | 0 |
| 31 Dec 18 | 471 | 105 | 224 | 0 |
| 30 Sep 18 | 561 | 169 | 396 | 0 |
| 30 Jun 18 | 589 | 183 | 334 | 0 |
| 31 Mar 18 | 633 | 206 | 276 | 0 |
| 31 Dec 17 | 623 | 198 | 215 | 0 |
| 30 Sep 17 | 636 | 206 | 23 | 0 |
| 30 Jun 17 | 636 | 204 | 23 | 0 |
| 31 Mar 17 | 651 | 215 | 23 | 0 |
| 31 Dec 16 | 642 | 255 | 23 | 0 |
| 30 Sep 16 | 668 | 259 | 22 | 0 |
| 30 Jun 16 | 621 | 236 | 22 | 0 |
| 31 Mar 16 | 567 | 201 | 22 | 0 |
| 31 Dec 15 | 562 | 156 | 22 | 0 |
| 30 Sep 15 | 542 | 148 | 66 | 0 |
| 30 Jun 15 | 565 | 170 | 121 | 0 |
| 31 Mar 15 | 583 | 184 | 171 | 0 |
| 31 Dec 14 | 570 | 180 | 223 | 0 |
| 30 Sep 14 | 556 | 178 | 198 | 0 |
| 30 Jun 14 | 540 | 163 | 193 | 0 |
| 31 Mar 14 | 524 | 165 | 194 | 0 |
| 31 Dec 13 | 505 | 145 | 190 | 0 |
| 30 Sep 13 | 476 | 134 | 188 | 0 |
| 30 Jun 13 | 450 | 132 | 185 | 0 |
Quality Earnings: Z1D has high quality earnings.
Growing Profit Margin: Z1D's current net profit margins (34.5%) are lower than last year (38.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Z1D's earnings have grown significantly by 21.4% per year over the past 5 years.
Accelerating Growth: Z1D's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: Z1D had negative earnings growth (-2.9%) over the past year, making it difficult to compare to the Banks industry average (26.5%).
Return on Equity
High ROE: Z1D's Return on Equity (10.1%) is considered low.