Y4X Stock Overview
A savings bank, provides various banking products and services in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
SpareBank 1 Østfold Akershus Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 31.21 |
| 52 Week High | NOK 33.77 |
| 52 Week Low | NOK 26.64 |
| Beta | 0.27 |
| 1 Month Change | -1.76% |
| 3 Month Change | 6.56% |
| 1 Year Change | 11.99% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 4.79% |
Recent News & Updates
Recent updates
Shareholder Returns
| Y4X | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.3% | -2.0% | -2.6% |
| 1Y | 12.0% | 19.2% | 6.9% |
Return vs Industry: Y4X underperformed the German Banks industry which returned 20.4% over the past year.
Return vs Market: Y4X exceeded the German Market which returned 7.1% over the past year.
Price Volatility
| Y4X volatility | |
|---|---|
| Y4X Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: Y4X has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: Y4X's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1835 | 271 | Arild Hansen | www.sparebank1.no/nb/ostfold-akershus/privat.html |
SpareBank 1 Østfold Akershus, a savings bank, provides various banking products and services in Norway. The company offers savings in funds; savings account; savings for children and retirement; and stocks and investment. It also provides mortgage, car, consumer, vehicle, green, and transferring loans, as well as refinancing of mortgage and consumer debt; financing, including overdraft, leasing, business loans, bank guarantee, construction loan, growth guarantee scheme, operating credit for agriculture, factoring, and invoice sales.
SpareBank 1 Østfold Akershus Fundamentals Summary
| Y4X fundamental statistics | |
|---|---|
| Market cap | €392.94m |
| Earnings (TTM) | €50.67m |
| Revenue (TTM) | €109.64m |
7.8x
P/E Ratio1.0x
P/B RatioIs Y4X overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| Y4X income statement (TTM) | |
|---|---|
| Revenue | NOK 1.30b |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 1.30b |
| Other Expenses | NOK 697.00m |
| Earnings | NOK 599.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 48.36 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.22% |
| Debt/Equity Ratio | 109.6% |
How did Y4X perform over the long term?
See historical performance and comparisonDividends
5.7%
Current Dividend Yield44%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 07:24 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SpareBank 1 Østfold Akershus is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christian Berner | Beringer Finance AB |
| Geir Kristiansen | Beringer Finance AB |
| Žilvinas Jusaitis | Norne Securities AS |