S0M logo

SpareBank 1 Ringerike Hadeland BST:S0M Stock Report

Last Price

€29.93

Market Cap

€478.4m

7D

2.5%

1Y

17.7%

Updated

30 Jan, 2025

Data

Company Financials +

SpareBank 1 Ringerike Hadeland

BST:S0M Stock Report

Market Cap: €478.4m

S0M Stock Overview

A financial institution, provides various banking products and services to private and corporate customers in Norway. More details

S0M fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health3/6
Dividends6/6

My Notes

Capture your thoughts, links and company narrative

SpareBank 1 Ringerike Hadeland Competitors

Price History & Performance

Summary of share price highs, lows and changes for SpareBank 1 Ringerike Hadeland
Historical stock prices
Current Share PriceNOK 29.93
52 Week HighNOK 30.19
52 Week LowNOK 23.29
Beta0.18
1 Month Change11.31%
3 Month Change12.52%
1 Year Change17.70%
3 Year Changen/a
5 Year Changen/a
Change since IPO1.13%

Recent News & Updates

Recent updates

Shareholder Returns

S0MDE BanksDE Market
7D2.5%1.4%2.0%
1Y17.7%32.5%15.2%

Return vs Industry: S0M underperformed the German Banks industry which returned 30.1% over the past year.

Return vs Market: S0M exceeded the German Market which returned 14.1% over the past year.

Price Volatility

Is S0M's price volatile compared to industry and market?
S0M volatility
S0M Average Weekly Movement2.2%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.0%
10% least volatile stocks in DE Market2.4%

Stable Share Price: S0M has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: S0M's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1833266Bjorn Rindalwww.sparebank1.no/ringerike-hadeland

SpareBank 1 Ringerike Hadeland, a financial institution, provides various banking products and services to private and corporate customers in Norway. The company accepts various deposits, including savings, current, deposit, and currency accounts. It also provides car, consumer, vehicle, transferring, business, and construction loans, as well as mortgage and refinancing loans; financing services, such as agricultural operating credit, factoring, overdraft, and leasing; bank guarantees; car, home, personal, pet, vehicle and machinery, travel, employee, farm and agricultural, and other insurance products; pension products; and savings and investment products.

SpareBank 1 Ringerike Hadeland Fundamentals Summary

How do SpareBank 1 Ringerike Hadeland's earnings and revenue compare to its market cap?
S0M fundamental statistics
Market cap€478.40m
Earnings (TTM)€52.53m
Revenue (TTM)€112.07m

9.2x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
S0M income statement (TTM)
RevenueNOK 1.32b
Cost of RevenueNOK 0
Gross ProfitNOK 1.32b
Other ExpensesNOK 701.28m
EarningsNOK 618.60m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)39.53
Gross Margin100.00%
Net Profit Margin46.87%
Debt/Equity Ratio102.6%

How did S0M perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 04:48
End of Day Share Price 2025/01/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SpareBank 1 Ringerike Hadeland is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Fridtjof BerentsArctic Securities ASA
Christian BernerBeringer Finance AB
Geir KristiansenBeringer Finance AB