Sparebanken Sør Past Earnings Performance
Past criteria checks 2/6
Sparebanken Sør has been growing earnings at an average annual rate of 37.4%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 9.8% per year. Sparebanken Sør's return on equity is 11.2%, and it has net margins of 20%.
Key information
37.4%
Earnings growth rate
9.3%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 9.8% |
| Return on equity | 11.2% |
| Net Margin | 20.0% |
| Next Earnings Update | 13 Aug 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Sparebanken Sør makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 3,644 | 728 | 728 | 0 |
| 31 Dec 23 | 3,526 | 684 | 728 | 0 |
| 30 Sep 23 | 3,491 | 708 | 704 | 0 |
| 30 Jun 23 | 3,217 | 633 | 685 | 0 |
| 31 Mar 23 | 2,984 | 635 | 666 | 0 |
| 31 Dec 22 | 2,764 | 496 | 642 | 0 |
| 30 Sep 22 | 2,577 | 362 | 632 | 0 |
| 30 Jun 22 | 2,604 | 309 | 616 | 0 |
| 31 Mar 22 | 2,610 | 254 | 606 | 0 |
| 31 Dec 21 | 2,581 | 191 | 600 | 0 |
| 30 Sep 21 | 2,577 | 193 | 554 | 0 |
| 30 Jun 21 | 2,535 | 194 | 558 | 0 |
| 31 Mar 21 | 2,500 | 191 | 550 | 0 |
| 31 Dec 20 | 2,372 | 177 | 550 | 0 |
| 30 Sep 20 | 2,315 | 161 | 540 | 0 |
| 30 Jun 20 | 2,363 | 168 | 535 | 0 |
| 31 Mar 20 | 2,331 | 171 | 530 | 0 |
| 31 Dec 19 | 2,414 | 183 | 530 | 0 |
| 30 Sep 19 | 2,312 | 170 | 545 | 0 |
| 30 Jun 19 | 2,148 | 152 | 527 | 0 |
| 31 Mar 19 | 2,135 | 156 | 515 | 0 |
| 31 Dec 18 | 2,123 | 158 | 499 | 0 |
| 30 Sep 18 | 2,212 | 180 | 530 | 0 |
| 30 Jun 18 | 2,237 | 187 | 525 | 0 |
| 31 Mar 18 | 2,154 | 178 | 518 | 0 |
| 31 Dec 17 | 2,099 | 175 | 506 | 0 |
| 30 Sep 17 | 2,000 | 173 | 498 | 0 |
| 30 Jun 17 | 2,039 | 184 | 495 | 0 |
| 31 Mar 17 | 2,116 | 189 | 495 | 0 |
| 31 Dec 16 | 2,041 | 167 | 496 | 0 |
| 30 Sep 16 | 1,970 | -271 | 516 | 0 |
| 30 Jun 16 | 1,764 | -217 | 526 | 0 |
| 31 Mar 16 | 1,655 | -84 | 527 | 0 |
| 31 Dec 15 | 1,708 | 84 | 532 | 0 |
| 30 Sep 15 | 1,766 | -129 | 533 | 0 |
| 30 Jun 15 | 1,723 | -150 | 523 | 0 |
| 31 Mar 15 | 1,714 | -160 | 521 | 0 |
| 31 Dec 14 | 1,779 | 97 | 521 | 0 |
| 30 Sep 14 | 1,457 | 793 | 403 | 0 |
| 30 Jun 14 | 1,324 | 782 | 331 | 0 |
| 31 Mar 14 | 1,059 | 692 | 266 | 0 |
| 31 Dec 13 | 684 | 302 | 169 | 0 |
| 30 Sep 13 | 654 | 279 | 171 | 0 |
| 30 Jun 13 | 654 | 286 | 181 | 0 |
Quality Earnings: PB4 has high quality earnings.
Growing Profit Margin: PB4's current net profit margins (20%) are lower than last year (21.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PB4's earnings have grown significantly by 37.4% per year over the past 5 years.
Accelerating Growth: PB4's earnings growth over the past year (14.6%) is below its 5-year average (37.4% per year).
Earnings vs Industry: PB4 earnings growth over the past year (14.6%) did not outperform the Banks industry 26.5%.
Return on Equity
High ROE: PB4's Return on Equity (11.2%) is considered low.