PT Bank SMBC Indonesia Tbk

BST:4JY1 Stock Report

Market Cap: €1.4b

Bank SMBC Indonesia Balance Sheet Health

Financial Health criteria checks 4/6

Bank SMBC Indonesia has total assets of IDR228,584.4B and total equity of IDR53,707.5B. Total deposits are IDR114,424.1B, and total loans are IDR141,595.3B.

Key information

4.3x

Asset to equity ratio

n/a

Net interest margin

Total deposits

Rp114.42t

Loan to deposit ratio

Appropriate

Bad loans

4.6%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

Rp11.74t

Recent financial health updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 4JY1's Assets to Equity ratio (4.3x) is low.

Allowance for Bad Loans: 4JY1 has a low allowance for bad loans (63%).

Low Risk Liabilities: 65% of 4JY1's liabilities are made up of primarily low risk sources of funding.

Loan Level: 4JY1 has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: 4JY1's Loans to Deposits ratio (124%) is appropriate.

Level of Bad Loans: 4JY1 has a high level of bad loans (4.6%).


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