Hellenic Bank Balance Sheet Health
Financial Health criteria checks 4/6
Hellenic Bank has total assets of €20.1B and total equity of €1.5B. Total deposits are €17.7B, and total loans are €6.0B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 7.5% of total loans. Cash and short-term investments are €8.5B.
Key information
13.3x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | €17.74b |
Loan to deposit ratio | Appropriate |
Bad loans | 7.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €8.47b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HB's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: HB has a low allowance for bad loans (30%).
Low Risk Liabilities: 96% of HB's liabilities are made up of primarily low risk sources of funding.
Loan Level: HB has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: HB's Loans to Deposits ratio (34%) is appropriate.
Level of Bad Loans: HB has a high level of bad loans (7.5%).