Hellenic Bank Balance Sheet Health
Financial Health criteria checks 4/6
Hellenic Bank has total assets of €17.6B and total equity of €1.8B. Total deposits are €15.0B, and total loans are €6.0B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 6.7% of total loans. Cash and short-term investments are €5.7B.
Key information
9.8x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | €15.02b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €5.67b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HB's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: HB has a low allowance for bad loans (31%).
Low Risk Liabilities: 95% of HB's liabilities are made up of primarily low risk sources of funding.
Loan Level: HB has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: HB's Loans to Deposits ratio (40%) is appropriate.
Level of Bad Loans: HB has a high level of bad loans (6.7%).