Credifamilia Compañía de Financiamiento Valuation

Q: What is the Fair Price of CREDIFAMI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

CREDIFAMI (COP2500) is trading above our estimate of [[fair value]] (COP2187.44)

Is CREDIFAMI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CREDIFAMI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CREDIFAMI (COP2500) is trading above our estimate of fair value (COP2187.44)

Significantly Below Fair Value: CREDIFAMI is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CREDIFAMI?

Key metric: As CREDIFAMI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CREDIFAMI. This is calculated by dividing CREDIFAMI's market cap by their current earnings.
What is CREDIFAMI's PE Ratio?
PE Ratio	8.3x
Earnings	Col$10.90b
Market Cap	Col$90.15b

CREDIFAMI key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does CREDIFAMI's PE Ratio compare to its peers?

The above table shows the PE ratio for CREDIFAMI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	9.6x
BMC BMC Bolsa Mercantil de Colombia	8.9x	n/a	Col$115.4b
1273 Hong Kong Finance Group	3.3x	n/a	HK$139.0m
BVC Bolsa de Valores de Colombia	6.5x	n/a	Col$569.4b
INFINITY Infinity Trust Mortgage Bank	19.7x	n/a	₦29.2b
CREDIFAMI Credifamilia Compañía de Financiamiento	8.3x	n/a	Col$90.2b

Price-To-Earnings vs Peers: CREDIFAMI is good value based on its Price-To-Earnings Ratio (8.3x) compared to the peer average (9.6x).

Price to Earnings Ratio vs Industry

How does CREDIFAMI's PE Ratio compare vs other companies in the South American Diversified Financial Industry?

2 Companies	Price / Earnings	Estimated Growth	Market Cap

2 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: CREDIFAMI is good value based on its Price-To-Earnings Ratio (8.3x) compared to the South American Diversified Financial industry average (8.5x).

Price to Earnings Ratio vs Fair Ratio

What is CREDIFAMI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CREDIFAMI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	8.3x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CREDIFAMI's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.