Credifamilia Compañía de Financiamiento Past Earnings Performance
Past criteria checks 2/6
Credifamilia Compañía de Financiamiento has been growing earnings at an average annual rate of 28.8%, while the Diversified Financial industry saw earnings growing at 15% annually. Revenues have been growing at an average rate of 25.4% per year. Credifamilia Compañía de Financiamiento's return on equity is 17.1%, and it has net margins of 21.8%.
Key information
28.8%
Earnings growth rate
28.8%
EPS growth rate
| Diversified Financial Industry Growth | 14.6% |
| Revenue growth rate | 25.4% |
| Return on equity | 17.1% |
| Net Margin | 21.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Credifamilia Compañía de Financiamiento makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 78,393 | 17,052 | 23,422 | 0 |
| 30 Sep 23 | 83,554 | 18,681 | 24,445 | 0 |
| 30 Jun 23 | 91,343 | 23,858 | 24,112 | 0 |
| 31 Mar 23 | 95,530 | 27,072 | 23,535 | 0 |
| 31 Dec 22 | 91,948 | 27,721 | 22,847 | 0 |
| 30 Sep 22 | 85,563 | 28,830 | 22,849 | 0 |
| 30 Jun 22 | 77,367 | 26,186 | 21,361 | 0 |
| 31 Mar 22 | 66,774 | 21,415 | 16,201 | 0 |
| 31 Dec 21 | 52,592 | 16,417 | 18,725 | 0 |
| 30 Sep 21 | 31,922 | 14,921 | 5,691 | 0 |
| 30 Jun 21 | 28,760 | 12,819 | 6,954 | 0 |
| 31 Mar 21 | 27,046 | 10,948 | 18,248 | 0 |
| 31 Dec 20 | 30,607 | 10,009 | 22,485 | 0 |
| 30 Sep 20 | 47,165 | 9,361 | 36,174 | 0 |
| 30 Jun 20 | 46,938 | 9,467 | 36,643 | 0 |
| 31 Mar 20 | 43,265 | 9,609 | 37,619 | 0 |
| 31 Dec 19 | 37,537 | 8,681 | 27,413 | 0 |
| 30 Sep 19 | 35,889 | 8,269 | 23,321 | 0 |
| 30 Jun 19 | 32,211 | 7,018 | 19,103 | 0 |
| 31 Mar 19 | 29,115 | 5,394 | 8,108 | 0 |
| 31 Dec 18 | 27,731 | 4,666 | 7,849 | 0 |
| 30 Sep 18 | 26,400 | 4,801 | 8,048 | 0 |
| 30 Jun 18 | 26,050 | 5,207 | 7,685 | 0 |
| 31 Mar 18 | 24,911 | 5,066 | 7,306 | 0 |
| 31 Dec 17 | 23,764 | 4,009 | 6,940 | 0 |
| 30 Sep 17 | 23,183 | 4,839 | 6,406 | 0 |
| 30 Jun 17 | 23,308 | 4,478 | 6,064 | 0 |
| 31 Mar 17 | 21,961 | 3,936 | 5,883 | 0 |
| 31 Dec 16 | 21,402 | 4,437 | 5,633 | 0 |
| 30 Sep 16 | 16,765 | 2,244 | 6,454 | 0 |
| 30 Jun 16 | 16,118 | 2,040 | 6,042 | 0 |
| 31 Mar 16 | 17,168 | 3,431 | 5,581 | 0 |
| 31 Dec 15 | 15,596 | 3,001 | 5,245 | 0 |
| 31 Dec 14 | 8,844 | 1,322 | 5,187 | 0 |
| 31 Dec 13 | 2,622 | -2,244 | 3,936 | 0 |
| 30 Jun 13 | 1,770 | -2,890 | 2,640 | 0 |
Quality Earnings: CREDIFAMI has high quality earnings.
Growing Profit Margin: CREDIFAMI's current net profit margins (21.8%) are lower than last year (30.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CREDIFAMI's earnings have grown significantly by 28.8% per year over the past 5 years.
Accelerating Growth: CREDIFAMI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CREDIFAMI had negative earnings growth (-38.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (6.4%).
Return on Equity
High ROE: CREDIFAMI's Return on Equity (17.1%) is considered low.