Jiangsu Suzhou Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Suzhou Rural Commercial Bank has total assets of CN¥210.1B and total equity of CN¥17.1B. Total deposits are CN¥170.0B, and total loans are CN¥126.5B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥28.7B.
Key information
12.3x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | CN¥170.00b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥28.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 603323's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: 603323 has a sufficient allowance for bad loans (432%).
Low Risk Liabilities: 88% of 603323's liabilities are made up of primarily low risk sources of funding.
Loan Level: 603323 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 603323's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 603323 has an appropriate level of bad loans (0.9%).