Jiangsu Jiangyin Rural Commercial BankLTD Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Jiangyin Rural Commercial BankLTD has total assets of CN¥186.6B and total equity of CN¥17.9B. Total deposits are CN¥146.8B, and total loans are CN¥117.1B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥19.9B.
Key information
10.4x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | CN¥146.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥19.89b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002807's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: 002807 has a sufficient allowance for bad loans (426%).
Low Risk Liabilities: 87% of 002807's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002807 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 002807's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: 002807 has an appropriate level of bad loans (0.9%).