Bank of Ningbo Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Ningbo has total assets of CN¥3,067.7B and total equity of CN¥223.3B. Total deposits are CN¥2,010.7B, and total loans are CN¥1,441.2B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥555.5B.
Key information
13.7x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | CN¥2.01t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥555.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002142's Assets to Equity ratio (13.7x) is moderate.
Allowance for Bad Loans: 002142 has a sufficient allowance for bad loans (413%).
Low Risk Liabilities: 71% of 002142's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002142 has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: 002142's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 002142 has an appropriate level of bad loans (0.8%).