Ping An Bank Balance Sheet Health
Financial Health criteria checks 6/6
Ping An Bank has total assets of CN¥5,746.0B and total equity of CN¥490.5B. Total deposits are CN¥4,077.8B, and total loans are CN¥3,575.1B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥1,083.3B.
Key information
11.7x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | CN¥4.08t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥1.08t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 000001's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 000001 has a sufficient allowance for bad loans (262%).
Low Risk Liabilities: 78% of 000001's liabilities are made up of primarily low risk sources of funding.
Loan Level: 000001 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 000001's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: 000001 has an appropriate level of bad loans (1%).