Jiangsu Suzhou Rural Commercial Bank Co., Ltd

SHSE:603323 Stock Report

Market Cap: CN¥9.9b

Jiangsu Suzhou Rural Commercial Bank Past Earnings Performance

Past criteria checks 4/6

Jiangsu Suzhou Rural Commercial Bank has been growing earnings at an average annual rate of 17.3%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 9.8% per year. Jiangsu Suzhou Rural Commercial Bank's return on equity is 11.2%, and it has net margins of 56%.

Key information

17.3%

Earnings growth rate

17.0%

EPS growth rate

Banks Industry Growth12.1%
Revenue growth rate9.8%
Return on equity11.2%
Net Margin56.0%
Next Earnings Update30 Apr 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Jiangsu Suzhou Rural Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SHSE:603323 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,4271,9191,4580
30 Jun 243,2781,8941,3590
31 Mar 243,3401,7991,4380
31 Dec 233,2501,7431,4020
30 Sep 233,3361,7001,3960
30 Jun 233,1881,6301,4160
31 Mar 233,0721,5511,3720
31 Dec 223,0241,5021,3770
30 Sep 222,6631,3751,3020
30 Jun 222,7411,3051,2770
31 Mar 222,5651,2151,2620
31 Dec 212,5091,1601,2610
30 Sep 212,6491,1061,2630
30 Jun 212,4121,0531,2340
31 Mar 212,3449631,2480
31 Dec 202,3169511,2280
30 Sep 202,3799691,2820
30 Jun 202,2879261,2150
31 Mar 202,2639371,2090
31 Dec 192,2419131,2180
30 Sep 192,2389111,2070
30 Jun 192,2138771,2120
31 Mar 192,0868261,1440
31 Dec 182,0018021,0770
30 Sep 181,9358329710
30 Jun 181,8917999450
31 Mar 181,8307569220
31 Dec 171,7707318870
30 Sep 171,7147068380
30 Jun 171,6526968140
31 Mar 171,6206668020
31 Dec 161,6146507850
30 Sep 161,6056327780
30 Jun 161,6576138110
31 Mar 161,5885687650
31 Dec 151,6006047370
31 Dec 141,8037687160

Quality Earnings: 603323 has high quality earnings.

Growing Profit Margin: 603323's current net profit margins (56%) are higher than last year (50.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 603323's earnings have grown by 17.3% per year over the past 5 years.

Accelerating Growth: 603323's earnings growth over the past year (12.9%) is below its 5-year average (17.3% per year).

Earnings vs Industry: 603323 earnings growth over the past year (12.9%) exceeded the Banks industry 2.7%.

Return on Equity

High ROE: 603323's Return on Equity (11.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 12:32
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jiangsu Suzhou Rural Commercial Bank Co., Ltd is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wen DingChina Galaxy Securities Co., Ltd.
Feifei XiaoCitic Securities Co., Ltd.
Yifeng WangEverbright Securities Co. Ltd.