Jiangsu Suzhou Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Suzhou Rural Commercial Bank has total assets of CN¥201.1B and total equity of CN¥15.6B. Total deposits are CN¥151.9B, and total loans are CN¥119.6B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥26.2B.
Key information
12.9x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | CN¥151.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥26.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 603323's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: 603323 has a sufficient allowance for bad loans (431%).
Low Risk Liabilities: 82% of 603323's liabilities are made up of primarily low risk sources of funding.
Loan Level: 603323 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 603323's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 603323 has an appropriate level of bad loans (0.9%).