Xiamen Bank Balance Sheet Health
Financial Health criteria checks 6/6
Xiamen Bank has total assets of CN¥398.5B and total equity of CN¥31.2B. Total deposits are CN¥215.7B, and total loans are CN¥226.4B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are CN¥51.0B.
Key information
12.8x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | CN¥215.66b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥51.03b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601187's Assets to Equity ratio (12.8x) is moderate.
Allowance for Bad Loans: 601187 has a sufficient allowance for bad loans (398%).
Low Risk Liabilities: 59% of 601187's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601187 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 601187's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: 601187 has an appropriate level of bad loans (0.7%).