Jiangsu Changshu Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Changshu Rural Commercial Bank has total assets of CN¥364.7B and total equity of CN¥28.2B. Total deposits are CN¥290.7B, and total loans are CN¥228.7B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥47.3B.
Key information
12.9x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | CN¥290.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥47.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601128's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: 601128 has a sufficient allowance for bad loans (533%).
Low Risk Liabilities: 86% of 601128's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601128 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 601128's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 601128 has an appropriate level of bad loans (0.8%).