Bank of Hangzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Hangzhou has total assets of CN¥2,017.8B and total equity of CN¥132.7B. Total deposits are CN¥1,407.0B, and total loans are CN¥895.1B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are CN¥371.0B.
Key information
15.2x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥1.41t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥370.97b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600926's Assets to Equity ratio (15.2x) is moderate.
Allowance for Bad Loans: 600926 has a sufficient allowance for bad loans (541%).
Low Risk Liabilities: 75% of 600926's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600926 has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: 600926's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: 600926 has an appropriate level of bad loans (0.7%).