Bank of Hangzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Hangzhou has total assets of CN¥1,917.3B and total equity of CN¥116.7B. Total deposits are CN¥1,335.5B, and total loans are CN¥847.3B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥340.4B.
Key information
16.4x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CN¥1.34t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥340.45b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600926's Assets to Equity ratio (16.4x) is moderate.
Allowance for Bad Loans: 600926 has a sufficient allowance for bad loans (562%).
Low Risk Liabilities: 74% of 600926's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600926 has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: 600926's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: 600926 has an appropriate level of bad loans (0.8%).