Hua Xia Bank Balance Sheet Health
Financial Health criteria checks 6/6
Hua Xia Bank has total assets of CN¥4,380.0B and total equity of CN¥329.4B. Total deposits are CN¥2,930.2B, and total loans are CN¥2,401.5B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥569.2B.
Key information
13.3x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥2.93t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥569.19b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600015's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: 600015 has a sufficient allowance for bad loans (160%).
Low Risk Liabilities: 72% of 600015's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600015 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 600015's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 600015 has an appropriate level of bad loans (1.7%).