Banco de Crédito e Inversiones (SNSE:BCI) stock most popular amongst private companies who own 55%, while individual investors hold 17%

Key Insights

• The considerable ownership by private companies in Banco de Crédito e Inversiones indicates that they collectively have a greater say in management and business strategy
• 56% of the company is held by a single shareholder (Empresas Juan Yarur SpA)
• Institutional ownership in Banco de Crédito e Inversiones is 14%

Every investor in Banco de Crédito e Inversiones (SNSE:BCI) should be aware of the most powerful shareholder groups. With 55% stake, private companies possess the maximum shares in the company. Put another way, the group faces the maximum upside potential (or downside risk).

Individual investors, on the other hand, account for 17% of the company's stockholders.

Let's delve deeper into each type of owner of Banco de Crédito e Inversiones, beginning with the chart below.

See our latest analysis for Banco de Crédito e Inversiones

What Does The Institutional Ownership Tell Us About Banco de Crédito e Inversiones?

Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing.

We can see that Banco de Crédito e Inversiones does have institutional investors; and they hold a good portion of the company's stock. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Banco de Crédito e Inversiones' earnings history below. Of course, the future is what really matters.

Banco de Crédito e Inversiones is not owned by hedge funds. Empresas Juan Yarur SpA is currently the company's largest shareholder with 56% of shares outstanding. This implies that they have majority interest control of the future of the company. With 2.5% and 1.9% of the shares outstanding respectively, Administradora de Fondos de Pensiones Habitat S.A. and Administradora de Fondos de Pensiones Provida S.A. are the second and third largest shareholders.

While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too.

Insider Ownership Of Banco de Crédito e Inversiones

The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. Management ultimately answers to the board. However, it is not uncommon for managers to be executive board members, especially if they are a founder or the CEO.

Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group.

We can report that insiders do own shares in Banco de Crédito e Inversiones. It is a pretty big company, so it is generally a positive to see some potentially meaningful alignment. In this case, they own around CL$82b worth of shares (at current prices). Most would say this shows alignment of interests between shareholders and the board. Still, it might be worth checking if those insiders have been selling.

General Public Ownership

With a 17% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Banco de Crédito e Inversiones. While this group can't necessarily call the shots, it can certainly have a real influence on how the company is run.

Private Company Ownership

We can see that Private Companies own 55%, of the shares on issue. It's hard to draw any conclusions from this fact alone, so its worth looking into who owns those private companies. Sometimes insiders or other related parties have an interest in shares in a public company through a separate private company.

Next Steps:

It's always worth thinking about the different groups who own shares in a company. But to understand Banco de Crédito e Inversiones better, we need to consider many other factors. Case in point: We've spotted 2 warning signs for Banco de Crédito e Inversiones you should be aware of.

If you are like me, you may want to think about whether this company will grow or shrink. Luckily, you can check this free report showing analyst forecasts for its future.

NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.