Tryg A/S

BRSE:T2V1 Stock Report

Market Cap: CHF 11.6b

Tryg Valuation

Is T2V1 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of T2V1 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: T2V1 (CHF19.51) is trading below our estimate of future cash flow value (CHF34.09)

Significantly Below Future Cash Flow Value: T2V1 is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for T2V1?

Key metric: As T2V1 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for T2V1. This is calculated by dividing T2V1's market cap by their current earnings.
What is T2V1's PE Ratio?
PE Ratio20.4x
EarningsDKK 4.51b
Market CapDKK 91.82b

Price to Earnings Ratio vs Peers

How does T2V1's PE Ratio compare to its peers?

The above table shows the PE ratio for T2V1 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average21.3x
HBAN Helvetia Baloise Holding
40.9x45.46%CHF 22.3b
SLHN Swiss Life Holding
20.3x6.71%CHF 26.1b
SREN Swiss Re
10.2x-2.28%CHF 41.0b
VAHN Vaudoise Assurances Holding
14xn/aCHF 2.2b
T2V1 Tryg
20.4x9.26%CHF 91.8b

Price-To-Earnings vs Peers: T2V1 is good value based on its Price-To-Earnings Ratio (20.4x) compared to the peer average (21.3x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does T2V1's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
T2V1 20.4xIndustry Avg. 12.9xNo. of Companies15PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: T2V1 is expensive based on its Price-To-Earnings Ratio (20.4x) compared to the European Insurance industry average (12.8x).

Price to Earnings Ratio vs Fair Ratio

What is T2V1's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

T2V1 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio20.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate T2V1's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst T2V1 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 19.51
CHF 21.23
+8.81%
8.83%CHF 24.02CHF 17.70n/a16
Sep ’27CHF 19.77
CHF 21.07
+6.58%
8.87%CHF 23.86CHF 17.58n/a16
Aug ’27CHF 19.23
CHF 21.09
+9.68%
7.69%CHF 23.62CHF 18.03n/a16
Jul ’27CHF 18.23
CHF 21.06
+15.50%
6.99%CHF 23.41CHF 18.73n/a15
Jun ’27n/a
CHF 21.10
0%
6.42%CHF 23.14CHF 18.90n/a14
May ’27n/a
CHF 21.28
0%
6.29%CHF 23.29CHF 19.03n/a14
Apr ’27n/a
CHF 21.18
0%
6.68%CHF 23.31CHF 19.04n/a13
Mar ’27n/a
CHF 20.95
0%
6.79%CHF 23.10CHF 18.87n/a13
Feb ’27n/a
CHF 21.44
0%
7.08%CHF 23.51CHF 18.90n/a13
Jan ’27n/a
CHF 21.91
0%
7.31%CHF 23.89CHF 19.11n/a13
Dec ’26n/a
CHF 21.69
0%
7.43%CHF 23.71CHF 18.97n/a13
Nov ’26n/a
CHF 21.58
0%
6.83%CHF 23.46CHF 18.77n/a12
Oct ’26n/a
CHF 21.83
0%
6.37%CHF 23.79CHF 19.03n/a12
Sep ’26n/a
CHF 21.73
0%
6.39%CHF 23.60CHF 18.88CHF 19.7712
Aug ’26n/a
CHF 21.73
0%
6.39%CHF 23.60CHF 18.88CHF 19.2312
Jul ’26n/a
CHF 21.77
0%
6.00%CHF 23.55CHF 19.04CHF 18.2312
Jun ’26n/a
CHF 21.84
0%
5.98%CHF 23.81CHF 19.05n/a13
May ’26n/a
CHF 21.97
0%
5.89%CHF 23.84CHF 19.07n/a11
Apr ’26n/a
CHF 22.84
0%
4.01%CHF 24.28CHF 21.47n/a11
Mar ’26n/a
CHF 22.55
0%
4.04%CHF 24.11CHF 21.07n/a11
Feb ’26n/a
CHF 22.44
0%
3.47%CHF 23.67CHF 21.02n/a11
Jan ’26n/a
CHF 22.65
0%
2.54%CHF 23.50CHF 21.49n/a11
Dec ’25n/a
CHF 22.67
0%
4.18%CHF 25.18CHF 21.32n/a11
Nov ’25n/a
CHF 22.73
0%
4.60%CHF 25.15CHF 20.37n/a11
Oct ’25n/a
CHF 22.33
0%
4.98%CHF 25.11CHF 20.34n/a12
Sep ’25n/a
CHF 23.08
0%
4.57%CHF 25.31CHF 21.03n/a12
CHF 21.26
Fair Value
8.2% undervalued intrinsic discount
16
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/17 03:40
End of Day Share Price 2026/09/17 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Tryg A/S is covered by 26 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Claudia GaspariBarclays
"Alessia MagniBarclays