Credit Suisse Group AG, together with its subsidiaries, provides various financial services in Switzerland, Europe, the Middle East, Africa, the Americas, and Asia Pacific.
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Credit Suisse Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||CHF9.63|
|52 Week High||CHF8.50|
|52 Week Low||CHF13.50|
|1 Month Change||4.74%|
|3 Month Change||2.19%|
|1 Year Change||-2.51%|
|3 Year Change||-22.87%|
|5 Year Change||-31.26%|
|Change since IPO||-41.99%|
Recent News & Updates
Market Cool On Credit Suisse Group AG's (VTX:CSGN) Earnings
Credit Suisse Group AG's ( VTX:CSGN ) price-to-earnings (or "P/E") ratio of 21x might make it look like a buy right now...
|CSGN||CH Capital Markets||CH Market|
Return vs Industry: CSGN underperformed the Swiss Capital Markets industry which returned 41.7% over the past year.
Return vs Market: CSGN underperformed the Swiss Market which returned 21.7% over the past year.
Stable Share Price: CSGN is not significantly more volatile than the rest of Swiss stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: CSGN's weekly volatility (4%) has been stable over the past year.
About the Company
Credit Suisse Group AG, together with its subsidiaries, provides various financial services in Switzerland, Europe, the Middle East, Africa, the Americas, and Asia Pacific. The company offers private banking and wealth management solutions, including advisory, investment, financial planning, succession planning, and trust services; and financing and lending, and multi-shore platform solutions. It also provides traditional and structured lending, payment, foreign exchange, capital goods leasing, merger and acquisition, syndication, structured finance, commodity trade finance, trade finance, structured trade finance, export finance, factoring, fund management and administration, fund design, custody, ship and aviation finance, securities, cash, and treasury services.
Credit Suisse Group Fundamentals Summary
|CSGN fundamental statistics|
Is CSGN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CSGN income statement (TTM)|
|Cost of Revenue||CHF1.25b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Nov 04, 2021
|Earnings per share (EPS)||0.08|
|Net Profit Margin||1.07%|
How did CSGN perform over the long term?See historical performance and comparison
3.0%Current Dividend Yield
Is Credit Suisse Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CSGN (CHF9.63) is trading below our estimate of fair value (CHF14.56)
Significantly Below Fair Value: CSGN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CSGN is poor value based on its PE Ratio (119.7x) compared to the Swiss Capital Markets industry average (14.5x).
PE vs Market: CSGN is poor value based on its PE Ratio (119.7x) compared to the Swiss market (21.2x).
Price to Earnings Growth Ratio
PEG Ratio: CSGN is poor value based on its PEG Ratio (2.6x)
Price to Book Ratio
PB vs Industry: CSGN is good value based on its PB Ratio (0.5x) compared to the CH Capital Markets industry average (1x).
How is Credit Suisse Group forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CSGN's forecast earnings growth (46.4% per year) is above the savings rate (-0.3%).
Earnings vs Market: CSGN's earnings (46.4% per year) are forecast to grow faster than the Swiss market (9.3% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: CSGN's revenue (1.6% per year) is forecast to grow slower than the Swiss market (5.2% per year).
High Growth Revenue: CSGN's revenue (1.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CSGN's Return on Equity is forecast to be low in 3 years time (8.6%).
How has Credit Suisse Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CSGN has a large one-off loss of CHF1.3B impacting its June 30 2021 financial results.
Growing Profit Margin: CSGN's current net profit margins (1.1%) are lower than last year (19.4%).
Past Earnings Growth Analysis
Earnings Trend: CSGN has become profitable over the past 5 years, growing earnings by 64.9% per year.
Accelerating Growth: CSGN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CSGN had negative earnings growth (-95.4%) over the past year, making it difficult to compare to the Capital Markets industry average (35%).
Return on Equity
High ROE: CSGN's Return on Equity (0.5%) is considered low.
How is Credit Suisse Group's financial position?
Financial Position Analysis
Short Term Liabilities: CSGN's short term assets (CHF767.9B) exceed its short term liabilities (CHF147.6B).
Long Term Liabilities: CSGN's short term assets (CHF767.9B) exceed its long term liabilities (CHF605.4B).
Debt to Equity History and Analysis
Debt Level: CSGN's debt to equity ratio (515.4%) is considered high.
Reducing Debt: CSGN's debt to equity ratio has reduced from 598.3% to 515.4% over the past 5 years.
Debt Coverage: CSGN's debt is not well covered by operating cash flow (7.4%).
Interest Coverage: Insufficient data to determine if CSGN's interest payments on its debt are well covered by EBIT.
What is Credit Suisse Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CSGN's dividend (3.04%) is higher than the bottom 25% of dividend payers in the Swiss market (1.37%).
High Dividend: CSGN's dividend (3.04%) is low compared to the top 25% of dividend payers in the Swiss market (3.66%).
Stability and Growth of Payments
Stable Dividend: CSGN's dividend payments have been volatile in the past 10 years.
Growing Dividend: CSGN's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (369.1%), CSGN's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CSGN's dividends in 3 years are forecast to be well covered by earnings (34.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Thomas Gottstein (57 yo)
Dr. Thomas P. Gottstein serves as Director at Credit Suisse (Schweiz) AG since April 30, 2020. Dr. Gottstein serves as Chief Executive Officer of Credit Suisse Group AG and Credit Suisse AG since February...
CEO Compensation Analysis
Compensation vs Market: Thomas's total compensation ($USD9.30M) is above average for companies of similar size in the Swiss market ($USD5.46M).
Compensation vs Earnings: Insufficient data to compare Thomas's compensation with company performance.
Experienced Management: CSGN's management team is considered experienced (2.1 years average tenure).
Experienced Board: CSGN's board of directors are considered experienced (4.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.3%.
Credit Suisse Group AG's employee growth, exchange listings and data sources
- Name: Credit Suisse Group AG
- Ticker: CSGN
- Exchange: SWX
- Founded: 1856
- Industry: Diversified Capital Markets
- Sector: Diversified Financials
- Market Cap: CHF23.221b
- Shares outstanding: 2.41b
- Website: https://www.credit-suisse.com
Number of Employees
- Credit Suisse Group AG
- Paradeplatz 8
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/24 17:02|
|End of Day Share Price||2021/10/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.