Cembra Money Bank AG

SWX:CMBN Stock Report

Market Cap: CHF 2.9b

Cembra Money Bank Management

Management criteria checks 4/4

Cembra Money Bank's CEO is Holger Laubenthal, appointed in Mar 2021, has a tenure of 4.17 years. total yearly compensation is CHF1.75M, comprised of 36.1% salary and 63.9% bonuses, including company stock and options. directly owns 0.004% of the company’s shares, worth CHF105.65K. The average tenure of the management team and the board of directors is 3.1 years and 3.1 years respectively.

Key information

Holger Laubenthal

Chief executive officer

CHF 1.7m

Total compensation

CEO salary percentage36.1%
CEO tenure4.2yrs
CEO ownership0.004%
Management average tenure3.1yrs
Board average tenure3.1yrs

Recent management updates

Recent updates

Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF4.25

Mar 24
Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF4.25
author-image

Transformation Investments Will Compress Margins But Improve Future Efficiency

Feb 24 Focus on risk management and pricing could slow growth, impacting revenue and margins due to potential interest rate and strategic cost pressures.

Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF4.25

Feb 23
Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF4.25

Cembra Money Bank's (VTX:CMBN) Upcoming Dividend Will Be Larger Than Last Year's

Feb 27
Cembra Money Bank's (VTX:CMBN) Upcoming Dividend Will Be Larger Than Last Year's

Cembra Money Bank (VTX:CMBN) Ticks All The Boxes When It Comes To Earnings Growth

Feb 10
Cembra Money Bank (VTX:CMBN) Ticks All The Boxes When It Comes To Earnings Growth

Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF3.85

Feb 19
Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF3.85

Should You Or Shouldn't You: A Dividend Analysis on Cembra Money Bank AG (VTX:CMBN)

Feb 21
Should You Or Shouldn't You: A Dividend Analysis on Cembra Money Bank AG (VTX:CMBN)

Cembra Money Bank (VTX:CMBN) Has Gifted Shareholders With A Fantastic 109% Total Return On Their Investment

Jan 18
Cembra Money Bank (VTX:CMBN) Has Gifted Shareholders With A Fantastic 109% Total Return On Their Investment

What You Need To Know About Cembra Money Bank AG's (VTX:CMBN) Investor Composition

Dec 13
What You Need To Know About Cembra Money Bank AG's (VTX:CMBN) Investor Composition

CEO Compensation Analysis

How has Holger Laubenthal's remuneration changed compared to Cembra Money Bank's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2024CHF 2mCHF 630k

CHF 170m

Sep 30 2024n/an/a

CHF 166m

Jun 30 2024n/an/a

CHF 161m

Mar 31 2024n/an/a

CHF 160m

Dec 31 2023CHF 2mCHF 630k

CHF 158m

Sep 30 2023n/an/a

CHF 156m

Jun 30 2023n/an/a

CHF 154m

Mar 31 2023n/an/a

CHF 162m

Dec 31 2022CHF 2mCHF 630k

CHF 169m

Sep 30 2022n/an/a

CHF 171m

Jun 30 2022n/an/a

CHF 173m

Mar 31 2022n/an/a

CHF 167m

Dec 31 2021CHF 1mCHF 525k

CHF 161m

Compensation vs Market: Holger's total compensation ($USD2.11M) is about average for companies of similar size in the Swiss market ($USD1.76M).

Compensation vs Earnings: Holger's compensation has been consistent with company performance over the past year.

CEO

Holger Laubenthal (52 yo)

4.2yrs

Tenure

CHF 1,745,306

Compensation

Mr. Holger Laubenthal serves as an Advisor at Frontier Ventures since January 2023. Previously, he served as an Advisory Board Member at Frontier Ventures till January 2023. He is a Member of Advisory Boar...

Leadership Team

NamePositionTenureCompensationOwnership
Holger Laubenthal
CEO & Member of Management Board4.2yrsCHF 1.75m0.0036%
CHF 105.7k
Pascal Perritaz
CFO & Member of Management Board6.6yrsno data0.0049%
CHF 145.0k
Peter Schnellmann
Business Unit Leader of Lending & Member of the Management Board3.3yrsno datano data
Volker Gloe
Chief Risk Officer & Member of Management Board12.3yrsno data0.0050%
CHF 147.6k
Alona Eiduka
COO & Member of Management Board2.8yrsno data0.00030%
CHF 8.8k
Eric Anliker
General Counsel & Member of the Management Board2.7yrsno datano data
Sandra Babylon
CTO & Member of the Management Boardless than a yearno datano data
Christian Stolz
Business Unit Leader of Payments & Member of the Management Board1.1yrsno datano data
Andreas Schindler
Chief Auditorno datano datano data
Edina Jung
Senior Legal Counsel & Corporate Secretaryno datano datano data

3.1yrs

Average Tenure

53yo

Average Age

Experienced Management: CMBN's management team is considered experienced (3.1 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Thomas Buess
Independent Non-Executive Vice Chairman5.1yrsCHF 215.84kno data
Monica Machler
Independent Director10.1yrsCHF 195.61k0.0037%
CHF 108.9k
Franco Morra
Independent Chairman of the Board2.1yrsCHF 533.54kno data
Susanne Kloß-Braekler
Independent Non-Executive Director4.1yrsCHF 170.00kno data
Marc Berg
Independent Director3.1yrsCHF 161.09kno data
Wanda Eriksen-Grundbacher
Directorless than a yearno datano data
Sandra Hauser
Independent Director1.1yrsCHF 113.94kno data

3.1yrs

Average Tenure

57yo

Average Age

Experienced Board: CMBN's board of directors are considered experienced (3.1 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/02 04:29
End of Day Share Price 2025/05/02 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cembra Money Bank AG is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel BischofBaader Helvea Equity Research
Tarik El MejjadBofA Global Research
Daniel RegliCredit Suisse