CMBN Stock Overview
Provides consumer finance products and services in Switzerland. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 6/6 |
Rewards
Risk Analysis
No risks detected for CMBN from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Cembra Money Bank AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 81.40 |
| 52 Week High | CHF 84.45 |
| 52 Week Low | CHF 64.05 |
| Beta | 0.37 |
| 1 Month Change | 1.75% |
| 3 Month Change | 4.16% |
| 1 Year Change | 26.40% |
| 3 Year Change | 22.68% |
| 5 Year Change | -23.21% |
| Change since IPO | 48.00% |
Recent News & Updates
Recent updates
Cembra Money Bank's (VTX:CMBN) Upcoming Dividend Will Be Larger Than Last Year's
Feb 27
Cembra Money Bank (VTX:CMBN) Ticks All The Boxes When It Comes To Earnings Growth
Feb 10Cembra Money Bank (VTX:CMBN) Has Announced That It Will Be Increasing Its Dividend To CHF3.85
Feb 19Should You Or Shouldn't You: A Dividend Analysis on Cembra Money Bank AG (VTX:CMBN)
Feb 21Cembra Money Bank (VTX:CMBN) Has Gifted Shareholders With A Fantastic 109% Total Return On Their Investment
Jan 18What You Need To Know About Cembra Money Bank AG's (VTX:CMBN) Investor Composition
Dec 13Shareholder Returns
| CMBN | CH Consumer Finance | CH Market | |
|---|---|---|---|
| 7D | 0% | -1.3% | -1.8% |
| 1Y | 26.4% | 10.0% | 1.5% |
Return vs Industry: CMBN exceeded the Swiss Consumer Finance industry which returned 9.7% over the past year.
Return vs Market: CMBN exceeded the Swiss Market which returned 1.5% over the past year.
Price Volatility
| CMBN volatility | |
|---|---|
| CMBN Average Weekly Movement | 2.0% |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 3.2% |
| 10% most volatile stocks in CH Market | 7.4% |
| 10% least volatile stocks in CH Market | 1.6% |
Stable Share Price: CMBN has not had significant price volatility in the past 3 months compared to the Swiss market.
Volatility Over Time: CMBN's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 877 | Holger Laubenthal | www.cembra.ch |
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and card protection insurance products; investment products; and credit cards, mobile payment, point-of-sale, and mobile banking services.
Cembra Money Bank AG Fundamentals Summary
| CMBN fundamental statistics | |
|---|---|
| Market cap | CHF 2.39b |
| Earnings (TTM) | CHF 161.32m |
| Revenue (TTM) | CHF 463.67m |
14.8x
P/E Ratio5.1x
P/S RatioIs CMBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CMBN income statement (TTM) | |
|---|---|
| Revenue | CHF 463.67m |
| Cost of Revenue | CHF 0 |
| Gross Profit | CHF 463.67m |
| Other Expenses | CHF 302.35m |
| Earnings | CHF 161.32m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 20, 2025
| Earnings per share (EPS) | 5.50 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.79% |
| Debt/Equity Ratio | 239.6% |
How did CMBN perform over the long term?
See historical performance and comparisonDividends
4.9%
Current Dividend Yield73%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 09:02 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Cembra Money Bank AG is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Bischof | Baader Helvea Equity Research |
| Tarik El Mejjad | BofA Global Research |
| Daniel Regli | Credit Suisse |