Hypothekarbank Lenzburg Past Earnings Performance
Past criteria checks 2/6
Hypothekarbank Lenzburg's earnings have been declining at an average annual rate of -0.5%, while the Banks industry saw earnings growing at 6% annually. Revenues have been growing at an average rate of 6.2% per year. Hypothekarbank Lenzburg's return on equity is 3.8%, and it has net margins of 18.3%.
Key information
-0.5%
Earnings growth rate
-0.6%
EPS growth rate
| Banks Industry Growth | 3.1% |
| Revenue growth rate | 6.2% |
| Return on equity | 3.8% |
| Net Margin | 18.3% |
| Last Earnings Update | 30 Jun 2024 |
Revenue & Expenses Breakdown
How Hypothekarbank Lenzburg makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 110 | 20 | 81 | 0 |
| 31 Mar 24 | 111 | 21 | 78 | 0 |
| 31 Dec 23 | 111 | 21 | 76 | 0 |
| 30 Sep 23 | 104 | 20 | 72 | 0 |
| 30 Jun 23 | 98 | 20 | 68 | 0 |
| 31 Mar 23 | 93 | 19 | 65 | 0 |
| 31 Dec 22 | 88 | 18 | 63 | 0 |
| 30 Sep 22 | 91 | 18 | 67 | 0 |
| 30 Jun 22 | 94 | 18 | 70 | 0 |
| 31 Mar 22 | 92 | 18 | 69 | 0 |
| 31 Dec 21 | 91 | 18 | 69 | 0 |
| 30 Sep 21 | 89 | 19 | 67 | 0 |
| 30 Jun 21 | 87 | 19 | 65 | 0 |
| 31 Mar 21 | 86 | 18 | 64 | 0 |
| 31 Dec 20 | 85 | 18 | 64 | 0 |
| 30 Sep 20 | 84 | 19 | 62 | 0 |
| 30 Jun 20 | 83 | 20 | 59 | 0 |
| 31 Mar 20 | 83 | 20 | 58 | 0 |
| 31 Dec 19 | 83 | 21 | 57 | 0 |
| 30 Sep 19 | 82 | 21 | 57 | 0 |
| 30 Jun 19 | 81 | 21 | 56 | 0 |
| 31 Mar 19 | 81 | 21 | 56 | 0 |
| 31 Dec 18 | 80 | 21 | 55 | 0 |
| 30 Sep 18 | 79 | 21 | 53 | 0 |
| 30 Jun 18 | 78 | 22 | 51 | 0 |
| 31 Mar 18 | 78 | 22 | 50 | 0 |
| 31 Dec 17 | 77 | 22 | 49 | 0 |
| 30 Sep 17 | 76 | 21 | 49 | 0 |
| 30 Jun 17 | 75 | 21 | 48 | 0 |
| 31 Mar 17 | 75 | 21 | 47 | 0 |
| 31 Dec 16 | 74 | 22 | 46 | 0 |
| 30 Sep 16 | 73 | 22 | 46 | 0 |
| 30 Jun 16 | 72 | 22 | 45 | 0 |
| 31 Mar 16 | 71 | 22 | 45 | 0 |
| 31 Dec 15 | 71 | 21 | 45 | 0 |
| 30 Sep 15 | 64 | 21 | 40 | 0 |
| 30 Jun 15 | 57 | 20 | 35 | 0 |
| 31 Mar 15 | 59 | 21 | 35 | 0 |
| 31 Dec 14 | 61 | 21 | 36 | 0 |
| 30 Sep 14 | 63 | 21 | 37 | 0 |
| 30 Jun 14 | 65 | 21 | 39 | 0 |
| 31 Mar 14 | 66 | 21 | 40 | 0 |
| 31 Dec 13 | 67 | 21 | 41 | 0 |
Quality Earnings: HBLN has high quality earnings.
Growing Profit Margin: HBLN's current net profit margins (18.3%) are lower than last year (20.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HBLN's earnings have declined by 0.5% per year over the past 5 years.
Accelerating Growth: HBLN's earnings growth over the past year (2.5%) exceeds its 5-year average (-0.5% per year).
Earnings vs Industry: HBLN earnings growth over the past year (2.5%) did not outperform the Banks industry 8.4%.
Return on Equity
High ROE: HBLN's Return on Equity (3.8%) is considered low.