Banco Bilbao Vizcaya Argentaria Balance Sheet Health
Financial Health criteria checks 4/6
Banco Bilbao Vizcaya Argentaria has total assets of €801.7B and total equity of €55.8B. Total deposits are €451.9B, and total loans are €417.9B.
Key information
14.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €451.94b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €161.96b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOY's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: BOY has a low allowance for bad loans (77%).
Low Risk Liabilities: 61% of BOY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOY has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: BOY's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BOY has a high level of bad loans (3.5%).