CaixaBank (48CA) Stock Overview

Provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. More details

48CA fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	3/6
Past Performance	4/6
Financial Health	5/6
Dividends	5/6

Rewards

Trading at 29.5% below our estimate of its fair value

Earnings are forecast to grow 12.94% per year

Earnings grew by 3.5% over the past year

Risk Analysis

Unstable dividend track record

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CaixaBank, S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CaixaBank
Historical stock prices
Current Share Price	€12.63
52 Week High	€12.63
52 Week Low	€11.53
Beta	0.11
1 Month Change	9.60%
3 Month Change	20.22%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	20.22%

Recent updates

Shareholder Returns

	48CA	CH Banks	CH Market
7D	1.3%	-3.2%	-2.8%
1Y	n/a	31.4%	11.4%

Return vs Industry: Insufficient data to determine how 48CA performed against the Swiss Banks industry.

Return vs Market: Insufficient data to determine how 48CA performed against the Swiss Market.

Price Volatility

Is 48CA's price volatile compared to industry and market?
48CA volatility
48CA Average Weekly Movement	n/a
Banks Industry Average Movement	2.5%
Market Average Movement	3.9%
10% most volatile stocks in CH Market	7.5%
10% least volatile stocks in CH Market	2.0%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine 48CA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1904	47,580	Gonzalo Gortazar Rotaeche	www.caixabank.com

CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international banking; payment methods; savings and investment products; financing; life, life-risk, and non-life insurance; traditional financial and independent advice, and broker services; ATMs; pension fund management; asset and wealth management; securitisation fund management; consumer finance; IT services; and back-office administration services.

CaixaBank, S.A. Fundamentals Summary

How do CaixaBank's earnings and revenue compare to its market cap?
48CA fundamental statistics
Market cap	CHF 87.89b
Earnings (TTM)	CHF 5.54b
Revenue (TTM)	CHF 14.89b

15.9x

P/E Ratio

2.4x

P/B Ratio

Is 48CA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
48CA income statement (TTM)
Revenue	€15.73b
Cost of Revenue	€0
Gross Profit	€15.73b
Other Expenses	€9.88b
Earnings	€5.86b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Oct 30, 2026

Earnings per share (EPS)	0.84
Gross Margin	100.00%
Net Profit Margin	37.21%
Debt/Equity Ratio	147.0%

How did 48CA perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

40%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/14 13:46
End of Day Share Price	2026/09/11 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CaixaBank, S.A. is covered by 35 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Javier Esteban Lario	Banco de Sabadell. S.A.
Jesús Gómez Dominguez	Banco Santander
Cecilia Romero Reyes	Barclays

CaixaBank, S.A.BRSE:48CA Stock Report