NamSys Inc. provides software solutions for currency management and processing for the banking and merchant industries principally in North America. More Details
Flawless balance sheet and good value.
Share Price & News
How has NamSys's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CTZ is not significantly more volatile than the rest of Canadian stocks over the past 3 months, typically moving +/- 11% a week.
Volatility Over Time: CTZ's weekly volatility (11%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: CTZ underperformed the Canadian Software industry which returned 45.9% over the past year.
Return vs Market: CTZ underperformed the Canadian Market which returned 2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is NamSys's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StNamSys Inc. (CVE:CTZ) Insiders Have Been Selling
2 months ago | Simply Wall StNamSys Inc.'s (CVE:CTZ) Fundamentals Look Pretty Strong: Could The Market Be Wrong About The Stock?
3 months ago | Simply Wall StHave Insiders Sold NamSys Inc. (CVE:CTZ) Shares Recently?
Is NamSys undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CTZ (CA$1.07) is trading below our estimate of fair value (CA$1.6)
Significantly Below Fair Value: CTZ is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CTZ is good value based on its PE Ratio (27.1x) compared to the CA Software industry average (52.2x).
PE vs Market: CTZ is poor value based on its PE Ratio (27.1x) compared to the Canadian market (16.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CTZ's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CTZ is good value based on its PB Ratio (5.5x) compared to the CA Software industry average (7.8x).
How is NamSys forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as NamSys has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether NamSys is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- NamSys competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Software industry.
How has NamSys performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CTZ has high quality earnings.
Growing Profit Margin: CTZ's current net profit margins (23.3%) are lower than last year (34.2%).
Past Earnings Growth Analysis
Earnings Trend: CTZ's earnings have grown by 6.7% per year over the past 5 years.
Accelerating Growth: CTZ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CTZ had negative earnings growth (-18.5%) over the past year, making it difficult to compare to the Software industry average (31.8%).
Return on Equity
High ROE: CTZ's Return on Equity (20.3%) is considered high.
How is NamSys's financial position?
Financial Position Analysis
Short Term Liabilities: CTZ's short term assets (CA$6.8M) exceed its short term liabilities (CA$1.1M).
Long Term Liabilities: CTZ's short term assets (CA$6.8M) exceed its long term liabilities (CA$687.6K).
Debt to Equity History and Analysis
Debt Level: CTZ is debt free.
Reducing Debt: CTZ had no debt 5 years ago.
Debt Coverage: CTZ has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: CTZ has no debt, therefore coverage of interest payments is not a concern.
What is NamSys's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CTZ's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CTZ's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CTZ's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CTZ's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CTZ's dividend in 3 years as they are not forecast to pay a notable one for the Canadian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Kenneth Barry Sparks, B.Comm., F.I.C.B., serves as Vice Chairman of the Board at Metalo Manufacturing Inc. since December 3, 2019. He serves as Chief Executive Officer at NamSys Inc. (formerly, Cencote...
CEO Compensation Analysis
Compensation vs Market: Kenneth's total compensation ($USD48.15K) is below average for companies of similar size in the Canadian market ($USD153.63K).
Compensation vs Earnings: Kenneth's compensation has been consistent with company performance over the past year.
|CEO & Director||no data||CA$60.87k||37.5% |
|Corporate Secretary & Independent Director||21.75yrs||CA$15.00k||0.055% |
|Independent Chairman of the Board||no data||CA$17.60k||0.22% |
|Independent Director||23.92yrs||CA$16.40k||0.73% |
|Independent Director||3.75yrs||CA$16.40k||no data|
|Independent Non-Executive Director||2.75yrs||CA$12.40k||no data|
Experienced Board: CTZ's board of directors are seasoned and experienced ( 12.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
NamSys Inc.'s company bio, employee growth, exchange listings and data sources
- Name: NamSys Inc.
- Ticker: CTZ
- Exchange: TSXV
- Founded: 1997
- Industry: Application Software
- Sector: Software
- Market Cap: CA$29.742m
- Shares outstanding: 27.29m
- Website: https://www.namsys.com
- NamSys Inc.
- 141 Adelaide Street West
- Suite 1400
- M5H 3L5
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CTZ||TSXV (TSX Venture Exchange)||Yes||Common Shares||CA||CAD||Jul 1997|
|NMYS.F||OTCPK (Pink Sheets LLC)||Yes||Common Shares||US||USD||Jul 1997|
NamSys Inc. provides software solutions for currency management and processing for the banking and merchant industries principally in North America. The company offers Cirreon software-as-a-service platfor...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/01/20 23:33|
|End of Day Share Price||2021/01/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.