E-L Financial (TSX:ELF) - Stock Price, News & Analysis

ELF Stock Overview

Operates as an investment and insurance holding company in Canada.

ELF fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 80.2% below our estimate of its fair value

Earnings grew by 483.1% over the past year

Risk Analysis

No risks detected for ELF from our risk checks.

E-L Financial Corporation Limited Competitors

iA Financial

TSX:IAG

CA$8.2b

Sagicor Financial

TSX:SFC

CA$907.2m

Sun Life Financial

TSX:SLF

CA$38.9b

Power Corporation of Canada

TSX:POW

CA$24.8b

Price History & Performance

Summary of all time highs, changes and price drops for E-L Financial
Historical stock prices
Current Share Price	CA$1,112.00
52 Week High	CA$1,150.00
52 Week Low	CA$848.00
Beta	0.83
11 Month Change	-3.30%
3 Month Change	2.11%
1 Year Change	20.03%
33 Year Change	18.30%
5 Year Change	44.69%
Change since IPO	23,310.53%

Recent updates

Introducing E-L Financial (TSE:ELF), A Stock That Climbed 25% In The Last Five Years

Feb 06

Have Insiders Been Buying E-L Financial Corporation Limited (TSE:ELF) Shares?

Jan 08

How Many E-L Financial Corporation Limited (TSE:ELF) Shares Do Institutions Own?

Dec 13

Shareholder Returns

	ELF	CA Insurance	CA Market
7D	1.5%	2.3%	1.4%
1Y	20.0%	18.4%	8.4%

Return vs Industry: ELF exceeded the Canadian Insurance industry which returned 18.4% over the past year.

Return vs Market: ELF exceeded the Canadian Market which returned 8.4% over the past year.

Price Volatility

Is ELF's price volatile compared to industry and market?
ELF volatility
ELF Average Weekly Movement	3.1%
Insurance Industry Average Movement	2.5%
Market Average Movement	8.2%
10% most volatile stocks in CA Market	16.7%
10% least volatile stocks in CA Market	3.0%

Stable Share Price: ELF has not had significant price volatility in the past 3 months.

Volatility Over Time: ELF's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1968	n/a	Duncan Newton Jackman	www.e-lfinancial.ca

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies.

E-L Financial Corporation Limited Fundamentals Summary

How do E-L Financial's earnings and revenue compare to its market cap?
ELF fundamental statistics
Market cap	CA$3.75b
Earnings (TTM)	CA$1.16b
Revenue (TTM)	CA$3.08b

3.2x

P/E Ratio

1.2x

P/S Ratio

Is ELF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ELF income statement (TTM)
Revenue	CA$3.08b
Cost of Revenue	CA$1.16b
Gross Profit	CA$1.92b
Other Expenses	CA$756.89m
Earnings	CA$1.16b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	344.28
Gross Margin	62.28%
Net Profit Margin	37.69%
Debt/Equity Ratio	7.9%

How did ELF perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

4%

Payout Ratio

ELF Stock Overview

Rewards

Risk Analysis

E-L Financial Corporation Limited Competitors

TSX:IAG

CA$8.2b

TSX:SFC

CA$907.2m

TSX:SLF

CA$38.9b

TSX:POW

CA$24.8b

Price History & Performance

Recent News & Updates

Upcoming dividend of CA$3.75 per share

Dividend of CA$3.75 announced

First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)

E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable on July 17, 2024

Upcoming dividend of CA$60.00 per share

E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on June 14, 2024

Recent updates

Upcoming dividend of CA$3.75 per share

Dividend of CA$3.75 announced

First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)

E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable on July 17, 2024

Upcoming dividend of CA$60.00 per share

E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on June 14, 2024

Upcoming dividend of CA$3.75 per share

Fourth quarter dividend of CA$3.75 announced

Full year 2023 earnings released: EPS: CA$266 (vs CA$53.47 loss in FY 2022)

E-L Financial Corporation Limited Declares Cash Dividend, Payable on April 17, 2024

E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024

Upcoming dividend of CA$3.75 per share at 1.5% yield

Third quarter 2023 earnings released: CA$17.73 loss per share (vs CA$7.59 profit in 3Q 2022)

E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.

E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on January 17, 2024

Upcoming dividend of CA$3.75 per share at 1.6% yield

Second quarter 2023 earnings released: EPS: CA$52.07 (vs CA$145 loss in 2Q 2022)

E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on October 17, 2023

Now 21% undervalued

Upcoming dividend of CA$3.75 per share at 1.7% yield

Now 20% undervalued after recent price drop

E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on July 17, 2023

E-L Financial Corporation Limited Elects Elizabeth M. Loach as Director

Upcoming dividend of CA$3.75 per share at 1.7% yield

Full year 2022 earnings released: CA$53.47 loss per share (vs CA$315 profit in FY 2021)

E-L Financial Corporation Limited, Annual General Meeting, May 10, 2023

E-L Financial Corporation Limited announced that it expects to receive CAD 200 million in funding

Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)

Insufficient new directors

Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)

E-L Financial Corporation Limited Announces Common Shares Dividends, Payable on January 17, 2023

Upcoming dividend of CA$2.50 per share

E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.

Second quarter 2022 earnings released: CA$124 loss per share (vs CA$65.47 profit in 2Q 2021)

E-L Financial Corporation Limited Declares Common Shares Dividend, Payable on October 17, 2022

Upcoming dividend of CA$2.50 per share

E-L Financial (TSE:ELF) Has Re-Affirmed Its Dividend Of CA$2.50

First quarter 2022 earnings released: CA$66.52 loss per share (vs CA$128 profit in 1Q 2021)

E-L Financial (TSE:ELF) Has Affirmed Its Dividend Of CA$2.50

E-L Financial Corporation Limited Appoints Peter J. Levitt as Director

E-L Financial Corporation Limited Declares Quarterly Dividend, Payable on July 15, 2022

Insufficient new directors

Does E-L Financial (TSE:ELF) Deserve A Spot On Your Watchlist?

Upcoming dividend of CA$27.50 per share

Full year 2021 earnings: Revenues miss analyst expectations

E-L Financial Corporation Limited Announces Special Cash Dividend, Payable on April 14, 2022

E-L Financial Corporation Limited, Annual General Meeting, May 09, 2022

Upcoming dividend of CA$2.50 per share

Third quarter 2021 earnings released

Upcoming dividend of CA$2.50 per share

Upcoming dividend of CA$80.00 per share

E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on September 24, 2021

Second quarter 2021 earnings released

Upcoming dividend of CA$2.50 per share

First quarter 2021 earnings released

E-L Financial Corporation Limited Increases Quarterly Dividend, Payable on July 16, 2021

Upcoming Dividend of CA$1.25 Per Share

How Much Of E-L Financial Corporation Limited (TSE:ELF) Do Institutions Own?

Full year 2020 earnings released: EPS CA$128 (vs CA$186 in FY 2019)