E-L Financial Past Earnings Performance
Past criteria checks 3/6
E-L Financial has been growing earnings at an average annual rate of 13.1%, while the Insurance industry saw earnings growing at 13.4% annually. Revenues have been declining at an average rate of 8.2% per year. E-L Financial's return on equity is 13.3%, and it has net margins of 33.3%.
Key information
13.1%
Earnings growth rate
14.0%
EPS growth rate
| Insurance Industry Growth | 20.6% |
| Revenue growth rate | -8.2% |
| Return on equity | 13.3% |
| Net Margin | 33.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
E-L Financial (TSE:ELF) Has Re-Affirmed Its Dividend Of CA$2.50
May 27
E-L Financial (TSE:ELF) Has Affirmed Its Dividend Of CA$2.50
May 13Does E-L Financial (TSE:ELF) Deserve A Spot On Your Watchlist?
Apr 06How Much Of E-L Financial Corporation Limited (TSE:ELF) Do Institutions Own?
Mar 14Introducing E-L Financial (TSE:ELF), A Stock That Climbed 25% In The Last Five Years
Feb 06Have Insiders Been Buying E-L Financial Corporation Limited (TSE:ELF) Shares?
Jan 08How Many E-L Financial Corporation Limited (TSE:ELF) Shares Do Institutions Own?
Dec 13Revenue & Expenses BreakdownBeta
How E-L Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 2,753 | 918 | 84 | 0 |
| 30 Sep 23 | 1,155 | 944 | 262 | 0 |
| 30 Jun 23 | 1,239 | 1,032 | 253 | 0 |
| 31 Mar 23 | 216 | 350 | 253 | 0 |
| 31 Dec 22 | 727 | -341 | 55 | 0 |
| 30 Sep 22 | 905 | -440 | 124 | 0 |
| 30 Jun 22 | 982 | -303 | 155 | 0 |
| 31 Mar 22 | 2,299 | 437 | 183 | 0 |
| 31 Dec 21 | 2,482 | 1,137 | 220 | 0 |
| 30 Sep 21 | 2,538 | 1,380 | 217 | 0 |
| 30 Jun 21 | 2,723 | 1,410 | 212 | 0 |
| 31 Mar 21 | 3,476 | 1,613 | 210 | 0 |
| 31 Dec 20 | 2,536 | 484 | 208 | 0 |
| 30 Sep 20 | 2,029 | 267 | 206 | 0 |
| 30 Jun 20 | 1,979 | 167 | 210 | 0 |
| 31 Mar 20 | 939 | -243 | 211 | 0 |
| 31 Dec 19 | 2,930 | 729 | 211 | 0 |
| 30 Sep 19 | 2,362 | 188 | 213 | 0 |
| 30 Jun 19 | 2,085 | 185 | 209 | 0 |
| 31 Mar 19 | 1,930 | 259 | 204 | 0 |
| 31 Dec 18 | 1,077 | 16 | 200 | 0 |
| 30 Sep 18 | 2,013 | 511 | 194 | 0 |
| 30 Jun 18 | 1,864 | 465 | 190 | 0 |
| 31 Mar 18 | 1,977 | 450 | 190 | 0 |
| 31 Dec 17 | 2,373 | 653 | 187 | 0 |
| 30 Sep 17 | 1,481 | 496 | 186 | 0 |
| 30 Jun 17 | 2,006 | 637 | 182 | 0 |
| 31 Mar 17 | 2,083 | 643 | 179 | 0 |
| 31 Dec 16 | 1,660 | 318 | 174 | 0 |
| 30 Sep 16 | 2,321 | 425 | 173 | 0 |
| 30 Jun 16 | 1,892 | 262 | 175 | 0 |
| 31 Mar 16 | 1,258 | 196 | 174 | 0 |
| 31 Dec 15 | 1,990 | 519 | 175 | 0 |
| 30 Sep 15 | 2,024 | 453 | 175 | 0 |
| 30 Jun 15 | 2,240 | 496 | 173 | 0 |
| 31 Mar 15 | 2,745 | 536 | 172 | 0 |
| 31 Dec 14 | 2,391 | 379 | 172 | 0 |
| 30 Sep 14 | 2,311 | 502 | 167 | 0 |
| 30 Jun 14 | 2,193 | 524 | 160 | 0 |
| 31 Mar 14 | 1,817 | 553 | 159 | 0 |
| 31 Dec 13 | 1,645 | 581 | 158 | 0 |
| 30 Sep 13 | 1,423 | 588 | 158 | 0 |
| 30 Jun 13 | 1,504 | 547 | 158 | 0 |
Quality Earnings: ELF has high quality earnings.
Growing Profit Margin: ELF became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ELF's earnings have grown by 13.1% per year over the past 5 years.
Accelerating Growth: ELF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: ELF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (18.8%).
Return on Equity
High ROE: ELF's Return on Equity (13.3%) is considered low.