E-L Financial has been growing earnings at an average annual rate of 11.3%, while the Insurance industry saw earnings growing at 10.3% annually. Revenues have been growing at an average rate of 11.2% per year. E-L Financial's return on equity is 12.9%, and it has net margins of 34.8%.
Key information
11.35%
Earnings growth rate
14.00%
EPS growth rate
Insurance Industry Growth
20.56%
Revenue growth rate
11.22%
Return on equity
12.91%
Net Margin
34.84%
Last Earnings Update
31 Mar 2026
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How E-L Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
TSX:ELF.PRH Revenue, expenses and earnings (CAD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
3,342
1,164
133
0
31 Dec 25
3,388
1,218
121
0
30 Sep 25
3,408
1,296
110
0
30 Jun 25
3,250
1,223
105
0
31 Mar 25
3,066
1,090
103
0
31 Dec 24
3,662
1,547
87
0
30 Sep 24
3,935
1,762
80
0
30 Jun 24
3,160
1,210
79
0
31 Mar 24
3,078
1,160
64
0
31 Dec 23
2,753
918
68
0
30 Sep 23
2,529
793
83
0
30 Jun 23
2,614
881
74
0
31 Mar 23
1,590
191
74
0
31 Dec 22
727
-341
55
0
30 Sep 22
905
-451
124
0
30 Jun 22
982
-314
155
0
31 Mar 22
2,299
441
183
0
31 Dec 21
2,482
1,137
220
0
30 Sep 21
2,538
1,380
217
0
30 Jun 21
2,723
1,410
212
0
31 Mar 21
3,476
1,613
210
0
31 Dec 20
2,536
484
208
0
30 Sep 20
2,029
267
206
0
30 Jun 20
1,979
167
210
0
31 Mar 20
939
-243
211
0
31 Dec 19
2,930
729
211
0
30 Sep 19
2,362
188
213
0
30 Jun 19
2,085
185
209
0
31 Mar 19
1,930
259
204
0
31 Dec 18
1,077
16
200
0
30 Sep 18
2,013
511
194
0
30 Jun 18
1,864
465
190
0
31 Mar 18
1,977
450
190
0
31 Dec 17
2,373
653
187
0
30 Sep 17
1,481
496
186
0
30 Jun 17
2,006
637
182
0
31 Mar 17
2,083
643
179
0
31 Dec 16
1,660
318
174
0
30 Sep 16
2,321
425
173
0
30 Jun 16
1,892
262
175
0
31 Mar 16
1,258
196
174
0
31 Dec 15
1,990
519
175
0
30 Sep 15
2,024
453
175
0
Quality Earnings: ELF.PRH has high quality earnings.
Growing Profit Margin: ELF.PRH's current net profit margins (34.8%) are lower than last year (35.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ELF.PRH's earnings have grown by 11.3% per year over the past 5 years.
Accelerating Growth: ELF.PRH's earnings growth over the past year (6.8%) is below its 5-year average (11.3% per year).
Earnings vs Industry: ELF.PRH earnings growth over the past year (6.8%) did not outperform the Insurance industry 12%.
Return on Equity
High ROE: ELF.PRH's Return on Equity (12.9%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/27 08:27
End of Day Share Price
2026/07/24 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
E-L Financial Corporation Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.