ELF.PRH logo

E-L Financial TSX:ELF.PRH Stock Report

Last Price

CA$22.95

Market Cap

CA$4.8b

7D

-0.2%

1Y

5.1%

Updated

31 Jan, 2025

Data

Company Financials

E-L Financial Corporation Limited

TSX:ELF.PRH Stock Report

Market Cap: CA$4.8b

ELF.PRH Stock Overview

Operates as an investment and insurance holding company in Canada. More details

ELF.PRH fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance6/6
Financial Health5/6
Dividends4/6

Rewards

Trading at 76.5% below our estimate of its fair value

Earnings grew by 122.3% over the past year

Risk Analysis

No risks detected for ELF.PRH from our risk checks.

My Notes

Capture your thoughts, links and company narrative

E-L Financial Corporation Limited Competitors

iA Financial

TSX:IAG

CA$12.7b

Sagicor Financial

TSX:SFC

CA$920.1m

Sun Life Financial

TSX:SLF

CA$47.9b

Power Corporation of Canada

TSX:POW

CA$28.1b

Price History & Performance

Summary of share price highs, lows and changes for E-L Financial
Historical stock prices
Current Share PriceCA$22.95
52 Week HighCA$23.50
52 Week LowCA$20.16
Beta0.90
1 Month Change1.24%
3 Month Change0.83%
1 Year Change5.13%
3 Year Change-10.18%
5 Year Change-9.29%
Change since IPO-8.20%

Recent News & Updates

Recent updates

Shareholder Returns

ELF.PRHCA InsuranceCA Market
7D-0.2%-0.6%-0.5%
1Y5.1%27.1%17.7%

Return vs Industry: ELF.PRH underperformed the Canadian Insurance industry which returned 27.3% over the past year.

Return vs Market: ELF.PRH underperformed the Canadian Market which returned 17.9% over the past year.

Price Volatility

Is ELF.PRH's price volatile compared to industry and market?
ELF.PRH volatility
ELF.PRH Average Weekly Movement1.1%
Insurance Industry Average Movement2.8%
Market Average Movement8.4%
10% most volatile stocks in CA Market18.3%
10% least volatile stocks in CA Market2.9%

Stable Share Price: ELF.PRH has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: ELF.PRH's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1968n/aDuncan Newton Jackmanwww.e-lfinancial.ca

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies.

E-L Financial Corporation Limited Fundamentals Summary

How do E-L Financial's earnings and revenue compare to its market cap?
ELF.PRH fundamental statistics
Market capCA$4.78b
Earnings (TTM)CA$1.76b
Revenue (TTM)CA$3.94b

2.7x

P/E Ratio

1.2x

P/S Ratio

Is ELF.PRH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ELF.PRH income statement (TTM)
RevenueCA$3.94b
Cost of RevenueCA$1.19b
Gross ProfitCA$2.75b
Other ExpensesCA$986.09m
EarningsCA$1.76b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)523.06
Gross Margin69.84%
Net Profit Margin44.78%
Debt/Equity Ratio6.3%

How did ELF.PRH perform over the long term?

See historical performance and comparison

Dividends

1.1%

Current Dividend Yield

3%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 21:59
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

E-L Financial Corporation Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ganesh D.N.Virtua Research Inc.