XTM (PAID) Stock Overview
Provides disseminating earned wages and gratuities access service in Canada and the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
PAID Community Fair Values
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XTM Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$0.045 |
| 52 Week High | CA$0.13 |
| 52 Week Low | CA$0.025 |
| Beta | 1.16 |
| 1 Month Change | -10.00% |
| 3 Month Change | 12.50% |
| 1 Year Change | n/a |
| 3 Year Change | -72.73% |
| 5 Year Change | -71.88% |
| Change since IPO | -75.68% |
Recent News & Updates
Recent updates
Shareholder Returns
| PAID | CA Diversified Financial | CA Market | |
|---|---|---|---|
| 7D | -10.0% | -0.9% | 0.02% |
| 1Y | n/a | 28.0% | 16.6% |
Return vs Industry: Insufficient data to determine how PAID performed against the Canadian Diversified Financial industry.
Return vs Market: Insufficient data to determine how PAID performed against the Canadian Market.
Price Volatility
| PAID volatility | |
|---|---|
| PAID Average Weekly Movement | 19.5% |
| Diversified Financial Industry Average Movement | 3.9% |
| Market Average Movement | 8.7% |
| 10% most volatile stocks in CA Market | 18.3% |
| 10% least volatile stocks in CA Market | 3.1% |
Stable Share Price: PAID's share price has been volatile over the past 3 months compared to the Canadian market.
Volatility Over Time: PAID's weekly volatility has decreased from 26% to 20% over the past year, but is still higher than 75% of Canadian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | n/a | Marilyn Schaffer | xtminc.com |
XTM Inc. provides disseminating earned wages and gratuities access service in Canada and the United States. The company offers AnyDay, an all-in-one automated payments tech stack for people who want to prioritize their people. It also provides visa direct and Mastercard send, pre-authorized, direct deposit, and digital banking, issuing cards, tip calculator, and vert credit products.
XTM Inc. Fundamentals Summary
| PAID fundamental statistics | |
|---|---|
| Market cap | CA$10.61m |
| Earnings (TTM) | -CA$21.17m |
| Revenue (TTM) | CA$10.01m |
Is PAID overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAID income statement (TTM) | |
|---|---|
| Revenue | CA$10.01m |
| Cost of Revenue | CA$9.59m |
| Gross Profit | CA$427.02k |
| Other Expenses | CA$21.60m |
| Earnings | -CA$21.17m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.09 |
| Gross Margin | 4.26% |
| Net Profit Margin | -211.41% |
| Debt/Equity Ratio | -31.3% |
How did PAID perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/21 19:55 |
| End of Day Share Price | 2025/07/21 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
XTM Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lisa Thompson | Zacks Small-Cap Research |