Standard Chartered Bank Botswana Limited provides banking products and services in Botswana.
Price History & Performance
|Historical stock prices|
|Current Share Price||P1.91|
|52 Week High||P0|
|52 Week Low||P0|
|1 Month Change||0%|
|3 Month Change||3.24%|
|1 Year Change||34.51%|
|3 Year Change||-50.39%|
|5 Year Change||-75.48%|
|Change since IPO||371.61%|
Recent News & Updates
|STANCHART||BW Banks||BW Market|
Return vs Industry: STANCHART exceeded the BW Banks industry which returned 25.9% over the past year.
Return vs Market: STANCHART exceeded the BW Market which returned 1% over the past year.
Stable Share Price: STANCHART is not significantly more volatile than the rest of BW stocks over the past 3 months, typically moving +/- 1% a week.
Volatility Over Time: STANCHART's weekly volatility (1%) has been stable over the past year.
About the Company
Standard Chartered Bank Botswana Limited provides banking products and services in Botswana. It operates in two segments, Corporate, Commercial and Institutional Banking, and Retail Banking. The company offers personal banking products and services, such as current, call, and savings accounts; fixed deposits; personal, auto, and home loans; credit cards; insurance products; and foreign exchange services.
Standard Chartered Bank Botswana Fundamentals Summary
|STANCHART fundamental statistics|
Is STANCHART overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|STANCHART income statement (TTM)|
|Cost of Revenue||P15.81m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.062|
|Net Profit Margin||2.52%|
How did STANCHART perform over the long term?See historical performance and comparison
8.4%Current Dividend Yield
Is Standard Chartered Bank Botswana undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate STANCHART's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate STANCHART's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: STANCHART is poor value based on its PE Ratio (30.8x) compared to the African Banks industry average (6.6x).
PE vs Market: STANCHART is poor value based on its PE Ratio (30.8x) compared to the BW market (10.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate STANCHART's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: STANCHART is good value based on its PB Ratio (0.5x) compared to the XF Banks industry average (0.9x).
How is Standard Chartered Bank Botswana forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Standard Chartered Bank Botswana has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Standard Chartered Bank Botswana performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STANCHART has high quality earnings.
Growing Profit Margin: STANCHART's current net profit margins (2.5%) are lower than last year (15%).
Past Earnings Growth Analysis
Earnings Trend: STANCHART's earnings have grown significantly by 27.3% per year over the past 5 years.
Accelerating Growth: STANCHART's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: STANCHART had negative earnings growth (-84.4%) over the past year, making it difficult to compare to the Banks industry average (11%).
Return on Equity
High ROE: STANCHART's Return on Equity (1.7%) is considered low.
How is Standard Chartered Bank Botswana's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: STANCHART's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: STANCHART has a low allowance for bad loans (97%).
Low Risk Liabilities: 92% of STANCHART's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANCHART has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: STANCHART's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: STANCHART has a high level of bad loans (2.4%).
What is Standard Chartered Bank Botswana current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STANCHART's dividend (8.38%) is higher than the bottom 25% of dividend payers in the BW market (4.27%).
High Dividend: STANCHART's dividend (8.38%) is in the top 25% of dividend payers in the BW market (7.98%)
Stability and Growth of Payments
Stable Dividend: STANCHART's dividend payments have been volatile in the past 10 years.
Growing Dividend: STANCHART's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (257.8%), STANCHART's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Mpho Calvin Masupe has been the Chief Executive Officer at Standard Chartered Bank Botswana Limited since October 1, 2017 and served as its Chief Financial Officer since March 2013 and serves as its Ma...
Experienced Management: STANCHART's management team is not considered experienced ( 0.2 years average tenure), which suggests a new team.
Experienced Board: STANCHART's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Standard Chartered Bank Botswana Limited's employee growth, exchange listings and data sources
- Name: Standard Chartered Bank Botswana Limited
- Ticker: STANCHART
- Exchange: BSM
- Founded: 1897
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: P565.063m
- Shares outstanding: 295.84m
- Website: https://www.sc.com/bw
Number of Employees
- Standard Chartered Bank Botswana Limited
- Standard House Building
- 5th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 20:59|
|End of Day Share Price||2021/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.