Standard Chartered Bank Botswana Balance Sheet Health
Financial Health criteria checks 6/6
Standard Chartered Bank Botswana has total assets of BWP18.0B and total equity of BWP1.2B. Total deposits are BWP13.4B, and total loans are BWP8.6B. It earns a Net Interest Margin of 4%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are BWP877.5M.
Key information
14.5x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | P13.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | P877.52m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCBB-EQO's Assets to Equity ratio (14.5x) is moderate.
Allowance for Bad Loans: SCBB-EQO has a sufficient allowance for bad loans (123%).
Low Risk Liabilities: 80% of SCBB-EQO's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCBB-EQO has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: SCBB-EQO's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: SCBB-EQO has an appropriate level of bad loans (2%).