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Cielo S.A.BOVESPA:CIEL3 Stock Report

Market Cap R$15.8b
Share Price
n/a
1Y52.6%
7D0.2%
1D0%
Portfolio Value
​
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Cielo S.A.

BOVESPA:CIEL3 Stock Report

Market Cap: R$15.8b

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Cielo (CIEL3) Stock Overview

Through its subsidiaries, provides payment services in Brazil and the United States. More details

CIEL3 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends3/6

Rewards

Price-To-Earnings ratio (8.6x) is below the BR market (10.3x)

Risk Analysis

Unstable dividend track record


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Cielo S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cielo
Historical stock prices
Current Share PriceR$5.83
52 Week HighR$5.84
52 Week LowR$3.24
Beta0.58
1 Month Change1.22%
3 Month Change4.29%
1 Year Change52.62%
3 Year Change103.14%
5 Year Change-24.29%
Change since IPO-30.80%

Recent News & Updates

Analysis Article • Apr 27

Cielo S.A. (BVMF:CIEL3) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

The quarterly results for Cielo S.A. ( BVMF:CIEL3 ) were released last week, making it a good time to revisit its...

Recent updates

Analysis Article • Apr 27

Cielo S.A. (BVMF:CIEL3) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

The quarterly results for Cielo S.A. ( BVMF:CIEL3 ) were released last week, making it a good time to revisit its...
Analysis Article • Feb 09

Here's What Analysts Are Forecasting For Cielo S.A. (BVMF:CIEL3) After Its Full-Year Results

Investors in Cielo S.A. ( BVMF:CIEL3 ) had a good week, as its shares rose 3.8% to close at R$5.15 following the...
Analysis Article • Dec 27

Investors Still Aren't Entirely Convinced By Cielo S.A.'s (BVMF:CIEL3) Revenues Despite 26% Price Jump

Despite an already strong run, Cielo S.A. ( BVMF:CIEL3 ) shares have been powering on, with a gain of 26% in the last...
Analysis Article • Jan 24

Cielo (BVMF:CIEL3) Has A Pretty Healthy Balance Sheet

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it might be obvious that you need to...
Analysis Article • Nov 24

Cielo (BVMF:CIEL3) Is Finding It Tricky To Allocate Its Capital

If you're looking at a mature business that's past the growth phase, what are some of the underlying trends that pop...
Analysis Article • Oct 14

Does Cielo (BVMF:CIEL3) Have A Healthy Balance Sheet?

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Analysis Article • Sep 13

At R$5.27, Is It Time To Put Cielo S.A. (BVMF:CIEL3) On Your Watch List?

Cielo S.A. ( BVMF:CIEL3 ), is not the largest company out there, but it saw a significant share price rise of over 20...
Analysis Article • Aug 14

Investors Could Be Concerned With Cielo's (BVMF:CIEL3) Returns On Capital

When researching a stock for investment, what can tell us that the company is in decline? Typically, we'll see the...
Analysis Article • Jul 08

We Think Cielo (BVMF:CIEL3) Can Stay On Top Of Its Debt

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it might be obvious that you need to...
Analysis Article • May 29

Is Now An Opportune Moment To Examine Cielo S.A. (BVMF:CIEL3)?

Cielo S.A. ( BVMF:CIEL3 ), might not be a large cap stock, but it saw a significant share price rise of over 20% in the...
Analysis Article • May 10

Cielo's (BVMF:CIEL3) Earnings Are Of Questionable Quality

Cielo S.A.'s ( BVMF:CIEL3 ) robust earnings report didn't manage to move the market for its stock. Our analysis...
Analysis Article • Apr 23

Cielo's (BVMF:CIEL3) Returns On Capital Tell Us There Is Reason To Feel Uneasy

What financial metrics can indicate to us that a company is maturing or even in decline? A business that's potentially...
Analysis Article • Feb 17

Cielo (BVMF:CIEL3) Could Easily Take On More Debt

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Analysis Article • Jan 09

What Is Cielo S.A.'s (BVMF:CIEL3) Share Price Doing?

While Cielo S.A. ( BVMF:CIEL3 ) might not be the most widely known stock at the moment, it received a lot of attention...
Analysis Article • Dec 22

There Are Reasons To Feel Uneasy About Cielo's (BVMF:CIEL3) Returns On Capital

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analysis Article • Nov 17

We Think Cielo (BVMF:CIEL3) Can Stay On Top Of Its Debt

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...
Analysis Article • Oct 09

Why Cielo S.A. (BVMF:CIEL3) Could Be Worth Watching

While Cielo S.A. ( BVMF:CIEL3 ) might not be the most widely known stock at the moment, it saw a decent share price...
Analysis Article • Sep 21

Cielo (BVMF:CIEL3) Could Be Struggling To Allocate Capital

If you're looking for a multi-bagger, there's a few things to keep an eye out for. In a perfect world, we'd like to see...
Analysis Article • Aug 17

Is Cielo (BVMF:CIEL3) A Risky Investment?

Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Analysis Article • Jul 16

Has Cielo (BVMF:CIEL3) Got What It Takes To Become A Multi-Bagger?

If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...
Analysis Article • Jul 01

Is Cielo S.A.'s (BVMF:CIEL3) Stock Price Struggling As A Result Of Its Mixed Financials?

With its stock down 14% over the past week, it is easy to disregard Cielo (BVMF:CIEL3). It seems that the market might...

Shareholder Returns

CIEL3BR Diversified FinancialBR Market
7D0.2%0.6%-1.2%
1Y52.6%19.2%15.9%

Return vs Industry: CIEL3 exceeded the BR Diversified Financial industry which returned 15.1% over the past year.

Return vs Market: CIEL3 exceeded the BR Market which returned 9.2% over the past year.

Price Volatility

Is CIEL3's price volatile compared to industry and market?
CIEL3 volatility
CIEL3 Average Weekly Movement0.4%
Diversified Financial Industry Average Movement5.0%
Market Average Movement4.5%
10% most volatile stocks in BR Market7.7%
10% least volatile stocks in BR Market1.9%

Stable Share Price: CIEL3 has not had significant price volatility in the past 3 months.

Volatility Over Time: CIEL3's weekly volatility (0%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19956,471Estanislau Llobatera Bassolswww.cielo.com.br

Cielo S.A., through its subsidiaries, provides payment services in Brazil and the United States. The company provides services related to credit and debit cards, and other payment methods, including signing up of merchants and service providers; rental, installation, and maintenance of point-of-sale terminals; and data capture and processing of electronic and manual transactions, as well as the issuance and management of payment accounts. It also offers services related to the processing means of payments that involve cards, maintenance services, and contacts with merchants for acceptance of credit and debit cards; development and licensing of computer software; electronic transactions processing; and technology services for collection and management of accounts payable and receivable using the Internet.

Cielo S.A. Fundamentals Summary

How do Cielo's earnings and revenue compare to its market cap?
CIEL3 fundamental statistics
Market capR$15.76b
Earnings (TTM)R$1.83b
Revenue (TTM)R$10.43b
8.6x
P/E Ratio
1.5x
P/S Ratio

Is CIEL3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIEL3 income statement (TTM)
RevenueR$10.43b
Cost of RevenueR$5.65b
Gross ProfitR$4.78b
Other ExpensesR$2.95b
EarningsR$1.83b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.68
Gross Margin45.81%
Net Profit Margin17.51%
Debt/Equity Ratio17.8%

How did CIEL3 perform over the long term?

See historical performance and comparison

Dividends

4.9%
Current Dividend Yield
20%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/08/27 10:10
End of Day Share Price 2024/08/27 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cielo S.A. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Henrique CaldeiraBarclays
Roberto de Aguiar AttuchBarclays
Luan CalimerioBB Banco de Investimento S.A.