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Bemobi Mobile Tech S.A.BOVESPA:BMOB3 Stock Report

Market Cap R$2.1b
Share Price
R$25.02
R$30.45
17.8% undervalued intrinsic discount
1Y32.4%
7D-0.8%
Portfolio Value
View

Bemobi Mobile Tech S.A.

BOVESPA:BMOB3 Stock Report

Market Cap: R$2.1b

Bemobi Mobile Tech (BMOB3) Stock Overview

A technology company, provides solutions and mobile platforms for digital payments, customer engagement, microfinance, and digital services in Brazil and internationally. More details

BMOB3 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends1/6

BMOB3 Community Fair Values

Create Narrative

See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

Bemobi Mobile Tech S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bemobi Mobile Tech
Historical stock prices
Current Share PriceR$25.02
52 Week HighR$28.62
52 Week LowR$18.43
Beta0.25
1 Month Change-9.22%
3 Month Change0.08%
1 Year Change32.38%
3 Year Change77.57%
5 Year Change6.47%
Change since IPO16.92%

Recent News & Updates

Analysis Article May 19

Bemobi Mobile Tech (BVMF:BMOB3) Posted Healthy Earnings But There Are Some Other Factors To Be Aware Of

Bemobi Mobile Tech S.A.'s ( BVMF:BMOB3 ) robust earnings report didn't manage to move the market for its stock. Our...
Narrative Update May 05

BMOB3: Future Returns Will Rely On Stable Margins And Lower Risk

Analysts have maintained their R$30.45 price target for Bemobi Mobile Tech, making only minor adjustments to assumptions for the discount rate, long-term revenue growth, profit margin and forward P/E ratio, rather than indicating a change in their overall view of the stock. Valuation Changes Fair Value: R$30.45 is unchanged, indicating no revision to the central valuation output.
Narrative Update Apr 20

BMOB3: Future Returns Will Rely On Stable Margins And Lower Risk

Analysts have raised their price target on Bemobi Mobile Tech from R$28.63 to R$30.45, citing updated assumptions that include a slightly lower discount rate, a smaller projected revenue decline, a modestly higher profit margin, and a reduced future P/E multiple. Valuation Changes Fair Value: R$28.63 to R$30.45, reflecting a modest uplift in the target level.
Narrative Update Apr 06

BMOB3: Future Returns Will Be Pressured By Softer Revenue Outlook

Analysts have kept the R$22.00 price target unchanged for Bemobi Mobile Tech, highlighting slightly lower assumed revenue growth and discount rate, along with a modestly higher profit margin and a small adjustment to the future P/E multiple. Valuation Changes Fair Value: The R$22.00 price estimate is unchanged, so the overall valuation anchor remains the same.

Recent updates

Analysis Article May 19

Bemobi Mobile Tech (BVMF:BMOB3) Posted Healthy Earnings But There Are Some Other Factors To Be Aware Of

Bemobi Mobile Tech S.A.'s ( BVMF:BMOB3 ) robust earnings report didn't manage to move the market for its stock. Our...
Narrative Update May 05

BMOB3: Future Returns Will Rely On Stable Margins And Lower Risk

Analysts have maintained their R$30.45 price target for Bemobi Mobile Tech, making only minor adjustments to assumptions for the discount rate, long-term revenue growth, profit margin and forward P/E ratio, rather than indicating a change in their overall view of the stock. Valuation Changes Fair Value: R$30.45 is unchanged, indicating no revision to the central valuation output.
Narrative Update Apr 20

BMOB3: Future Returns Will Rely On Stable Margins And Lower Risk

Analysts have raised their price target on Bemobi Mobile Tech from R$28.63 to R$30.45, citing updated assumptions that include a slightly lower discount rate, a smaller projected revenue decline, a modestly higher profit margin, and a reduced future P/E multiple. Valuation Changes Fair Value: R$28.63 to R$30.45, reflecting a modest uplift in the target level.
Narrative Update Apr 06

BMOB3: Future Returns Will Be Pressured By Softer Revenue Outlook

Analysts have kept the R$22.00 price target unchanged for Bemobi Mobile Tech, highlighting slightly lower assumed revenue growth and discount rate, along with a modestly higher profit margin and a small adjustment to the future P/E multiple. Valuation Changes Fair Value: The R$22.00 price estimate is unchanged, so the overall valuation anchor remains the same.
Narrative Update Mar 23

BMOB3: Steady Fair Value And Easing Revenue Decline Will Support Upside

Analysts kept their R$35.00 fair value estimate for Bemobi Mobile Tech in place while updating inputs such as a slightly higher discount rate, a smaller revenue decline, a similar profit margin, and a lower future P/E assumption. This suggests their overall view on the stock's valuation remains broadly unchanged.
Narrative Update Mar 08

BMOB3: Stable Fair Value Will Reflect Softer Revenue Decline And Margin Shift

Analysts have maintained their R$22.00 price target for Bemobi Mobile Tech, citing updated assumptions that reflect a slightly smaller expected revenue decline, a modest improvement in profit margins, and a slightly lower future P/E multiple. Valuation Changes Fair Value: The R$22.00 fair value is unchanged, keeping the anchor point for the analysis steady.
Narrative Update Feb 21

BMOB3: Stable Fair Value And Slightly Higher Margins Will Support Upside

Analysts kept their R$35.00 price target for Bemobi Mobile Tech unchanged, citing only marginal tweaks to inputs such as discount rate, revenue trajectory, profit margin and assumed future P/E that did not materially affect their valuation view. Valuation Changes Fair Value: The fair value estimate remains unchanged at R$35.00.
Narrative Update Feb 07

BMOB3: Stable Fair Value And Higher Margin Assumptions Will Support Upside

Analysts have kept their fair value estimate for Bemobi Mobile Tech steady at $35.00, pointing to slightly lower required returns, along with a small improvement in projected profit margin and future P/E assumptions, as the key drivers behind the unchanged target. Valuation Changes Fair Value Estimate: Unchanged at R$35.00, indicating no adjustment to the analyst central valuation.
Narrative Update Jan 24

BMOB3: Higher Future P/E Will Likely Leave Shares Overvalued

Analysts have raised their fair value estimate for Bemobi Mobile Tech to R$22.00 from R$18.00, citing updated assumptions around the discount rate, revenue trends, profit margins and a higher future P/E multiple. Valuation Changes Fair Value Estimate was raised from R$18.00 to R$22.00, implying a higher assessed worth for Bemobi Mobile Tech shares based on updated assumptions.
Analysis Article Jan 22

Is Bemobi Mobile Tech (BVMF:BMOB3) A Risky Investment?

Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Narrative Update Jan 09

BMOB3: Higher Future P/E Will Support A More Optimistic Outlook

Analysts have increased their fair value estimate for Bemobi Mobile Tech from R$27.00 to R$35.00, citing adjustments to discount rate assumptions, expectations for revenue contraction, profit margin outlook, and future P/E levels as the main drivers of the revision. Valuation Changes Fair Value Estimate raised from R$27.00 to R$35.00, representing a sizeable upward revision in the target valuation range.
Narrative Update Dec 18

BMOB3: Future Discount Rate Will Ease While Earnings Multiple Remains Supportive

Analysts have slightly raised their price target for Bemobi Mobile Tech to R$28.63 from R$28.63, reflecting a higher required discount rate and modestly richer forward P/E assumptions despite unchanged fair value and operating forecasts. Valuation Changes Fair Value Estimate, unchanged at R$28.63 per share, indicating no revision to the intrinsic valuation despite other model adjustments.
Narrative Update Dec 04

BMOB3: Future Risk Profile Will Improve While Margins Remain Resilient

Analysts have trimmed their price target on Bemobi Mobile Tech slightly, to about R$28.63 from roughly R$28.83. They cited an improved risk profile from a lower discount rate and marginally stronger profit margin expectations, which are partially offset by a higher anticipated future P/E multiple.
Narrative Update Nov 20

BMOB3: Fair Value Is Projected To Rise Amid Stable Profitability

Analysts have increased their price target for Bemobi Mobile Tech from R$26.17 to R$28.83, citing modest improvements in fair value projections. This comes despite minimal adjustments to revenue growth and profit margin expectations.
Narrative Update Nov 05

BMOB3: Revenue Outlook Improvements Will Drive New Market Expansion

Narrative Update on Bemobi Mobile Tech Analysts have raised their price target for Bemobi Mobile Tech from R$23.00 to R$26.17, citing improved revenue outlook and modest adjustments to key valuation metrics. Valuation Changes Fair Value Estimate has increased from R$23.00 to R$26.17, reflecting an improved outlook.
Analysis Article Jul 04

Getting In Cheap On Bemobi Mobile Tech S.A. (BVMF:BMOB3) Is Unlikely

Bemobi Mobile Tech S.A.'s ( BVMF:BMOB3 ) price-to-earnings (or "P/E") ratio of 14.2x might make it look like a sell...
User avatar
New Narrative Jan 20

European Expansion And Payments Integration Will Strengthen Future Prospects

Expanding into new European markets and strengthening Brazil's client base is expected to drive significant revenue growth.
Analysis Article Mar 31

Analysts Have Just Cut Their Bemobi Mobile Tech S.A. (BVMF:BMOB3) Revenue Estimates By 24%

Market forces rained on the parade of Bemobi Mobile Tech S.A. ( BVMF:BMOB3 ) shareholders today, when the analysts...
Analysis Article Mar 22

Concerns Surrounding Bemobi Mobile Tech's (BVMF:BMOB3) Performance

The stock price didn't jump after Bemobi Mobile Tech S.A. ( BVMF:BMOB3 ) posted decent earnings last week. Our analysis...
Analysis Article Mar 23

We Think That There Are Some Issues For Bemobi Mobile Tech (BVMF:BMOB3) Beyond Its Promising Earnings

Bemobi Mobile Tech S.A. ( BVMF:BMOB3 ) just released a solid earnings report, and the stock displayed some strength...
Analysis Article May 10

Getting In Cheap On Bemobi Mobile Tech S.A. (BVMF:BMOB3) Is Unlikely

Bemobi Mobile Tech S.A.'s ( BVMF:BMOB3 ) price-to-earnings (or "P/E") ratio of 24.2x might make it look like a sell...

Shareholder Returns

BMOB3BR EntertainmentBR Market
7D-0.8%-0.4%-0.7%
1Y32.4%31.0%15.0%

Return vs Industry: BMOB3 exceeded the BR Entertainment industry which returned 28.2% over the past year.

Return vs Market: BMOB3 exceeded the BR Market which returned 12.7% over the past year.

Price Volatility

Is BMOB3's price volatile compared to industry and market?
BMOB3 volatility
BMOB3 Average Weekly Movement5.5%
Entertainment Industry Average Movement5.1%
Market Average Movement5.0%
10% most volatile stocks in BR Market8.4%
10% least volatile stocks in BR Market1.9%

Stable Share Price: BMOB3 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: BMOB3's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2007800Pedro Ripperwww.bemobi.com.br

Bemobi Mobile Tech S.A., a technology company, provides solutions and mobile platforms for digital payments, customer engagement, microfinance, and digital services in Brazil and internationally. The company offers Bemobi Pay, which includes smart checkouts which offers white-label and customizable solution, payment method orchestration, and multiple payment methods; Smart POS, that accepts payments; Payment Orchestration which optimizes payments and connects business to multiple providers, increase approval rates, and reduce fraud; and simplify payment management. It also provides Grace, an AI-first conversational payments platform; digital engagement solutions for telecom ISPs and telco MNOS; and Agenda Edu SuperApp, a tool for communication, engagement, and school finances.

Bemobi Mobile Tech S.A. Fundamentals Summary

How do Bemobi Mobile Tech's earnings and revenue compare to its market cap?
BMOB3 fundamental statistics
Market capR$2.11b
Earnings (TTM)R$159.70m
Revenue (TTM)R$1.79b
13.2x
P/E Ratio
1.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BMOB3 income statement (TTM)
RevenueR$1.79b
Cost of RevenueR$1.32b
Gross ProfitR$470.99m
Other ExpensesR$311.29m
EarningsR$159.70m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Aug 13, 2026

Earnings per share (EPS)1.89
Gross Margin26.29%
Net Profit Margin8.91%
Debt/Equity Ratio4.1%

How did BMOB3 perform over the long term?

See historical performance and comparison

Dividends

6.4%
Current Dividend Yield
169%
Payout Ratio

Does BMOB3 pay a reliable dividends?

See BMOB3 dividend history and benchmarks
When do you need to buy BMOB3 by to receive an upcoming dividend?
Bemobi Mobile Tech dividend dates
Ex Dividend DateMay 18 2026
Dividend Pay DateMay 27 2026
Days until Ex dividend3 days
Days until Dividend pay date6 days

Does BMOB3 pay a reliable dividends?

See BMOB3 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/21 02:22
End of Day Share Price 2026/05/20 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bemobi Mobile Tech S.A. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Carlos Palhares SequeiraBTG Pactual
Osni CarfiBTG Pactual
Maria InfantozziItau BBA