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Porto Seguro BOVESPA:PSSA3 Stock Report

Last Price

R$49.50

Market Cap

R$31.8b

7D

0.7%

1Y

62.6%

Updated

25 May, 2025

Data

Company Financials +

PSSA3 Stock Overview

Provides a range of insurance products and services in Brazil and Uruguay. More details

PSSA3 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance4/6
Financial Health5/6
Dividends2/6

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R$46.00
FV
7.6% overvalued intrinsic discount
1.13%
Revenue growth p.a.
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Porto Seguro S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Porto Seguro
Historical stock prices
Current Share PriceR$49.50
52 Week HighR$49.92
52 Week LowR$29.00
Beta0.63
1 Month Change16.77%
3 Month Change29.18%
1 Year Change62.56%
3 Year Change140.76%
5 Year Change109.30%
Change since IPO1,403.80%

Recent News & Updates

Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up

Apr 08
Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up
author-image

Saude's Health Insurance Boom And Bank's Growth Drive Earnings And Net Margins Higher

Business diversification through health insurance and banking is set to drive future revenue and maintain strong net margins.

Recent updates

Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up

Apr 08
Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up
author-image

Saude's Health Insurance Boom And Bank's Growth Drive Earnings And Net Margins Higher

Business diversification through health insurance and banking is set to drive future revenue and maintain strong net margins.

Porto Seguro S.A.'s (BVMF:PSSA3) Shares Lagging The Market But So Is The Business

Aug 01
Porto Seguro S.A.'s (BVMF:PSSA3) Shares Lagging The Market But So Is The Business

Shareholder Returns

PSSA3BR InsuranceBR Market
7D0.7%0.2%-0.6%
1Y62.6%17.3%4.6%

Return vs Industry: PSSA3 exceeded the BR Insurance industry which returned 17.3% over the past year.

Return vs Market: PSSA3 exceeded the BR Market which returned 4.6% over the past year.

Price Volatility

Is PSSA3's price volatile compared to industry and market?
PSSA3 volatility
PSSA3 Average Weekly Movement4.0%
Insurance Industry Average Movement4.0%
Market Average Movement5.3%
10% most volatile stocks in BR Market9.9%
10% least volatile stocks in BR Market2.9%

Stable Share Price: PSSA3 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: PSSA3's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194513,169Paulo Sérgio Kakinoffwww.portoseguro.com.br

Porto Seguro S.A. provides a range of insurance products and services in Brazil and Uruguay. The company operates through Auto Insurance, Health Plans and Insurance, Personal Insurance and Supplementary Pension, Insurance - Other Lines, Financial Entities and Consortia, and Other segments. It offers auto, health and dental, damage and personal, health, casualty, financial risk, and life insurance; and reinsurance products.

Porto Seguro S.A. Fundamentals Summary

How do Porto Seguro's earnings and revenue compare to its market cap?
PSSA3 fundamental statistics
Market capR$31.78b
Earnings (TTM)R$2.83b
Revenue (TTM)R$38.33b
11.2x
P/E Ratio
0.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PSSA3 income statement (TTM)
RevenueR$38.33b
Cost of RevenueR$22.51b
Gross ProfitR$15.82b
Other ExpensesR$12.99b
EarningsR$2.83b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 13, 2025

Earnings per share (EPS)4.40
Gross Margin41.27%
Net Profit Margin7.37%
Debt/Equity Ratio1.9%

How did PSSA3 perform over the long term?

See historical performance and comparison

Dividends

2.2%
Current Dividend Yield
25%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/25 23:10
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Porto Seguro S.A. is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aloisio Villeth LemosAgora Senior
Henrique CaldeiraBarclays
Mario Lucio PierryBofA Global Research