Porto Seguro S.A.

BOVESPA:PSSA3 Stock Report

Market Cap: R$24.5b

Porto Seguro Past Earnings Performance

Past criteria checks 5/6

Porto Seguro has been growing earnings at an average annual rate of 11.2%, while the Insurance industry saw earnings growing at 10.9% annually. Revenues have been growing at an average rate of 14.8% per year. Porto Seguro's return on equity is 20%, and it has net margins of 7.1%.

Key information

11.2%

Earnings growth rate

11.2%

EPS growth rate

Insurance Industry Growth3.4%
Revenue growth rate14.8%
Return on equity20.0%
Net Margin7.1%
Next Earnings Update14 Feb 2025

Recent past performance updates

Recent updates

Porto Seguro S.A.'s (BVMF:PSSA3) Shares Lagging The Market But So Is The Business

Aug 01
Porto Seguro S.A.'s (BVMF:PSSA3) Shares Lagging The Market But So Is The Business

Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up

Apr 08
Porto Seguro S.A.'s (BVMF:PSSA3) Share Price Not Quite Adding Up

Benign Growth For Porto Seguro S.A. (BVMF:PSSA3) Underpins Its Share Price

Dec 18
Benign Growth For Porto Seguro S.A. (BVMF:PSSA3) Underpins Its Share Price

Did You Participate In Any Of Porto Seguro's (BVMF:PSSA3) Fantastic 103% Return ?

Mar 05
Did You Participate In Any Of Porto Seguro's (BVMF:PSSA3) Fantastic 103% Return ?

Is Porto Seguro S.A. (BVMF:PSSA3) A Smart Choice For Dividend Investors?

Jan 26
Is Porto Seguro S.A. (BVMF:PSSA3) A Smart Choice For Dividend Investors?

Is Porto Seguro S.A.'s (BVMF:PSSA3) Recent Performance Tethered To Its Attractive Financial Prospects?

Dec 31
Is Porto Seguro S.A.'s (BVMF:PSSA3) Recent Performance Tethered To Its Attractive Financial Prospects?

Porto Seguro (BVMF:PSSA3) Has Compensated Shareholders With A Respectable 90% Return On Their Investment

Dec 04
Porto Seguro (BVMF:PSSA3) Has Compensated Shareholders With A Respectable 90% Return On Their Investment

Investors Don't See Light At End Of Porto Seguro S.A.'s (BVMF:PSSA3) Tunnel

Aug 09
Investors Don't See Light At End Of Porto Seguro S.A.'s (BVMF:PSSA3) Tunnel

What To Know Before Buying Porto Seguro S.A. (BVMF:PSSA3) For Its Dividend

Jul 14
What To Know Before Buying Porto Seguro S.A. (BVMF:PSSA3) For Its Dividend

Revenue & Expenses Breakdown

How Porto Seguro makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BOVESPA:PSSA3 Revenue, expenses and earnings (BRL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2437,5572,6635,1440
30 Jun 2436,5442,4834,9640
31 Mar 2435,6592,5754,8410
31 Dec 2334,5862,2664,6620
30 Sep 2331,9672,1384,6510
30 Jun 2331,2171,8524,4560
31 Mar 2329,1591,3074,2310
31 Dec 2227,8681,1403,9600
30 Sep 2227,8871,1123,6630
30 Jun 2225,7688993,6770
31 Mar 2224,0591,4253,5780
31 Dec 2122,8851,5443,6020
30 Sep 2122,3001,4193,5360
30 Jun 2121,5571,7583,2810
31 Mar 2121,1111,7563,2700
31 Dec 2020,7101,6883,1590
30 Sep 2020,0441,6503,1160
30 Jun 2019,8911,5843,0890
31 Mar 2019,8031,3083,0450
31 Dec 1919,8161,3793,0830
30 Sep 1919,6881,3953,0380
30 Jun 1919,4981,3782,9950
31 Mar 1919,4411,3322,9080
31 Dec 1819,3481,3112,7790
30 Sep 1819,3911,1932,7770
30 Jun 1819,3471,2602,8180
31 Mar 1819,0571,1632,7830
31 Dec 1718,7301,1012,7490
30 Sep 1717,4621,1352,7310
30 Jun 1717,3089542,7350
31 Mar 1717,2638912,7890
31 Dec 1617,2559162,8880
30 Sep 1618,1349062,8770
30 Jun 1617,7279112,8730
31 Mar 1617,4171,0112,8450
31 Dec 1517,1071,0022,8220
30 Sep 1516,8119852,8230
30 Jun 1516,6231,0102,7390
31 Mar 1516,2439542,6710
31 Dec 1415,6298762,5810
30 Sep 1415,0831,5332,4840
30 Jun 1414,6251,4752,3740
31 Mar 1413,9811,4492,3050
31 Dec 1313,4581,4052,2370

Quality Earnings: PSSA3 has a high level of non-cash earnings.

Growing Profit Margin: PSSA3's current net profit margins (7.1%) are higher than last year (6.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PSSA3's earnings have grown by 11.2% per year over the past 5 years.

Accelerating Growth: PSSA3's earnings growth over the past year (24.6%) exceeds its 5-year average (11.2% per year).

Earnings vs Industry: PSSA3 earnings growth over the past year (24.6%) exceeded the Insurance industry 24.6%.

Return on Equity

High ROE: PSSA3's Return on Equity (20%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 09:21
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Porto Seguro S.A. is covered by 25 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aloisio Villeth LemosAgora Senior
Henrique CaldeiraBarclays
Mario Lucio PierryBofA Global Research