XPBR31 logo

XP Inc.BOVESPA:XPBR31 Stock Report

Market Cap R$43.5b
Share Price
R$85.06
R$123.47
31.1% undervalued intrinsic discount
1Y-19.5%
7D-4.2%
1D
Portfolio Value
View

XP Inc.

BOVESPA:XPBR31 Stock Report

Market Cap: R$43.5b

XPBR31 Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

XP Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for XP
Historical stock prices
Current Share PriceUS$85.06
52 Week HighUS$119.37
52 Week LowUS$81.33
Beta1.19
1 Month Change-13.00%
3 Month Change-27.82%
1 Year Change-19.53%
3 Year Change-9.70%
5 Year Changen/a
Change since IPO-61.99%

Recent News & Updates

Recent updates

Shareholder Returns

XPBR31BR Capital MarketsBR Market
7D-4.2%-0.9%-0.7%
1Y-19.5%30.2%13.7%

Return vs Industry: XPBR31 underperformed the BR Capital Markets industry which returned 31.7% over the past year.

Return vs Market: XPBR31 underperformed the BR Market which returned 14.8% over the past year.

Price Volatility

Is XPBR31's price volatile compared to industry and market?
XPBR31 volatility
XPBR31 Average Weekly Movement6.9%
Capital Markets Industry Average Movement5.7%
Market Average Movement5.0%
10% most volatile stocks in BR Market8.3%
10% least volatile stocks in BR Market1.9%

Stable Share Price: XPBR31's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: XPBR31's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of BR stocks.

About the Company

FoundedEmployeesCEOWebsite
2001n/aThiago Maffrawww.xpinc.com

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients.

XP Inc. Fundamentals Summary

How do XP's earnings and revenue compare to its market cap?
XPBR31 fundamental statistics
Market capR$43.48b
Earnings (TTM)R$5.24b
Revenue (TTM)R$18.18b
8.3x
P/E Ratio
2.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
XPBR31 income statement (TTM)
RevenueR$18.18b
Cost of RevenueR$5.62b
Gross ProfitR$12.56b
Other ExpensesR$7.31b
EarningsR$5.24b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)10.21
Gross Margin69.07%
Net Profit Margin28.85%
Debt/Equity Ratio676.1%

How did XPBR31 perform over the long term?

See historical performance and comparison

Dividends

1.2%
Current Dividend Yield
20%
Payout Ratio

Does XPBR31 pay a reliable dividends?

See XPBR31 dividend history and benchmarks
When do you need to buy XPBR31 by to receive an upcoming dividend?
XP dividend dates
Ex Dividend DateJun 10 2026
Dividend Pay DateJun 25 2026
Days until Ex dividend18 days
Days until Dividend pay date33 days

Does XPBR31 pay a reliable dividends?

See XPBR31 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/23 08:31
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XP Inc. is covered by 15 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mario Lucio PierryBofA Global Research
Marcelo MizrahiBradesco S.A. Corretora de Títulos e Valores Mobiliários
Eric ItoBradesco S.A. Corretora de Títulos e Valores Mobiliários