How does RPAD6's PB Ratio compare to its peers?

RPAD6 is good value based on its Price-To-Book Ratio (0.4x) compared to the peer average (0.9x).

How does RPAD6's PB Ratio compare vs other companies in the South American Banks Industry?

RPAD6 is good value based on its Price-To-Book Ratio (0.4x) compared to the South American Banks industry average (1.1x).

What is RPAD6's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate RPAD6's Price-To-Book Fair Ratio for valuation analysis.

What is the Fair Price of RPAD6 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Insufficient data to calculate RPAD6's fair value for valuation analysis.

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

RPAD6 Stock Overview

Provides financial products in Brazil. More details

RPAD6 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	1/6
Dividends	0/6

Risk Analysis

Shares are highly illiquid

Earnings have declined by 25.3% per year over past 5 years

Makes less than USD$1m in revenue (R$0)

Does not have a meaningful market cap (R$513M)

My Notes

Capture your thoughts, links and company narrative

Alfa Holdings S.A. Competitors

Banco BMG

BOVESPA:BMGB4

R$2.2b

Banco Pine

BOVESPA:PINE4

R$967.6m

Banco do Estado do Rio Grande do Sul

BOVESPA:BRSR6

R$4.9b

Banco Mercantil do Brasil

BOVESPA:BMEB4

R$3.5b

Price History & Performance

Summary of share price highs, lows and changes for Alfa Holdings
Historical stock prices
Current Share Price	R$5.72
52 Week High	R$9.56
52 Week Low	R$5.72
Beta	-0.12
1 Month Change	-8.04%
3 Month Change	n/a
1 Year Change	-23.43%
3 Year Change	29.71%
5 Year Change	-37.96%
Change since IPO	22,374.56%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	RPAD6	BR Banks	BR Market
7D	0%	4.6%	2.6%
1Y	-23.4%	-10.7%	-10.0%

Return vs Industry: RPAD6 underperformed the BR Banks industry which returned -10.7% over the past year.

Return vs Market: RPAD6 underperformed the BR Market which returned -10% over the past year.

Price Volatility

Is RPAD6's price volatile compared to industry and market?
RPAD6 volatility
RPAD6 Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	5.3%
10% most volatile stocks in BR Market	10.1%
10% least volatile stocks in BR Market	3.2%

Stable Share Price: RPAD6's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine RPAD6's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1959	n/a	Fabio Amorosino	www.alfanet.com.br

Alfa Holdings S.A. provides financial products in Brazil. It also engages in the credit to legal entities and individuals, treasury, third party resource management, private banking, wealth management, capital market, mergers & acquisitions, pension, insurance services. The company was formerly known as Real S.A. and changed its name to Alfa Holdings S.A. in April 1999.

Alfa Holdings S.A. Fundamentals Summary

How do Alfa Holdings's earnings and revenue compare to its market cap?
RPAD6 fundamental statistics
Market cap	R$512.73m
Earnings (TTM)	-R$80.93m
Revenue (TTM)	n/a

0.4x

P/B Ratio

0.0x

P/S Ratio

Is RPAD6 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RPAD6 income statement (TTM)
Revenue	R$0
Cost of Revenue	R$0
Gross Profit	R$0
Other Expenses	R$80.93m
Earnings	-R$80.93m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.96
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0%

How did RPAD6 perform over the long term?

See historical performance and comparison

Dividends

0.01%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/20 14:09
End of Day Share Price	2024/12/27 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Alfa Holdings S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution