Itaú Unibanco Holding S.A.

BOVESPA:ITUB4 Stock Report

Market Cap: R$311.2b

Itaú Unibanco Holding Balance Sheet Health

Financial Health criteria checks 4/6

Itaú Unibanco Holding has total assets of R$3,008.5B and total equity of R$201.1B. Total deposits are R$1,020.5B, and total loans are R$914.6B.

Key information

15x

Asset to equity ratio

n/a

Net interest margin

Total deposits

R$1.02t

Loan to deposit ratio

Appropriate

Bad loans

4.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

R$609.36b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ITUB4's Assets to Equity ratio (15x) is moderate.

Allowance for Bad Loans: ITUB4 has a sufficient allowance for bad loans (111%).

Low Risk Liabilities: 64% of ITUB4's liabilities are made up of primarily higher risk sources of funding.

Loan Level: ITUB4 has an appropriate level of Loans to Assets ratio (30%).

Low Risk Deposits: ITUB4's Loans to Deposits ratio (90%) is appropriate.

Level of Bad Loans: ITUB4 has a high level of bad loans (4.4%).


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