ING Groep Balance Sheet Health
Financial Health criteria checks 4/6
ING Groep has total assets of €1,049.5B and total equity of €52.2B. Total deposits are €715.1B, and total loans are €691.4B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are €179.8B.
Key information
20.1x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €715.06b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €179.79b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INGG34's Assets to Equity ratio (20.1x) is very high.
Allowance for Bad Loans: INGG34 has a low allowance for bad loans (46%).
Low Risk Liabilities: 72% of INGG34's liabilities are made up of primarily low risk sources of funding.
Loan Level: INGG34 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: INGG34's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: INGG34 has an appropriate level of bad loans (1.9%).