How does BSLI3's PE Ratio compare to its peers?

BSLI3 is expensive based on its Price-To-Earnings Ratio (17.1x) compared to the peer average (4.8x).

How does BSLI3's PE Ratio compare vs other companies in the South American Banks Industry?

BSLI3 is expensive based on its Price-To-Earnings Ratio (17.1x) compared to the South American Banks industry average (8.3x).

What is BSLI3's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate BSLI3's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of BSLI3 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Insufficient data to calculate BSLI3's fair value for valuation analysis.

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

BSLI3 Stock Overview

Provides banking products and services in Brazil. More details

BSLI3 fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Risk Analysis

Earnings have declined by 17.4% per year over past 5 years

Shareholders have been diluted in the past year

My Notes

Capture your thoughts, links and company narrative

BRB - Banco de Brasília S.A. Competitors

Banestes - Banco do Estado do Espírito Santo

BOVESPA:BEES3

R$2.7b

Banco da Amazônia

BOVESPA:BAZA3

R$4.7b

Banco do Estado de Sergipe

BOVESPA:BGIP4

R$454.7m

Banco BMG

BOVESPA:BMGB4

R$2.2b

Price History & Performance

Summary of share price highs, lows and changes for BRB - Banco de Brasília
Historical stock prices
Current Share Price	R$7.99
52 Week High	R$15.80
52 Week Low	R$7.81
Beta	1.08
1 Month Change	-6.00%
3 Month Change	-13.34%
1 Year Change	-37.33%
3 Year Change	-69.15%
5 Year Change	53.65%
Change since IPO	740.17%

Recent updates

Shareholder Returns

	BSLI3	BR Banks	BR Market
7D	0.5%	-1.9%	-3.0%
1Y	-37.3%	-14.1%	-11.7%

Return vs Industry: BSLI3 underperformed the BR Banks industry which returned -14.1% over the past year.

Return vs Market: BSLI3 underperformed the BR Market which returned -11.7% over the past year.

Price Volatility

Is BSLI3's price volatile compared to industry and market?
BSLI3 volatility
BSLI3 Average Weekly Movement	5.9%
Banks Industry Average Movement	3.4%
Market Average Movement	5.1%
10% most volatile stocks in BR Market	9.5%
10% least volatile stocks in BR Market	2.8%

Stable Share Price: BSLI3 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: BSLI3's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1964	n/a	Paulo Henrique Bezerra Costa	novo.brb.com.br

BRB - Banco de Brasília S.A. provides banking products and services in Brazil. The company offers savings and checking accounts; loans and financing services; investments; credit, debit, and prepaid cards; auto, life, residential, personal accidents, pension, capitalization, vacations, travel, pet, protected credit, and consortium insurance products; credit lines; and exchange, and payment and receiving services, as well as consortium, citizen information, ombudsman, and real estate credit services. It operates various branches and ATMs.

BRB - Banco de Brasília S.A. Fundamentals Summary

How do BRB - Banco de Brasília's earnings and revenue compare to its market cap?
BSLI3 fundamental statistics
Market cap	R$3.15b
Earnings (TTM)	R$179.99m
Revenue (TTM)	R$2.53b

17.1x

P/E Ratio

1.1x

P/B Ratio

Is BSLI3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BSLI3 income statement (TTM)
Revenue	R$2.53b
Cost of Revenue	R$12.03m
Gross Profit	R$2.52b
Other Expenses	R$2.34b
Earnings	R$179.99m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.45
Gross Margin	99.52%
Net Profit Margin	7.11%
Debt/Equity Ratio	498.4%

How did BSLI3 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 10:16
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BRB - Banco de Brasília S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

BRB - Banco de Brasília BOVESPA:BSLI3 Stock Report